Senior Manager, Financing Solutions

Banque Nationale du Canada; Brossard; Hybrid; CAD 130,000 - 190,000; Full time

Benefits offered by this job

Health and wellness program

Employee Share Ownership Plan

Employee assistance program

Preferential banking services

Community involvement

Job summary

Banque Nationale du Canada is seeking a Senior Manager, Financing Solutions within Commercial Banking and Private Banking 1859. You will serve as a credit expert on complex commercial financing transactions, structuring boardsheets and collaborating with account managers and the Credit Centre to meet client needs.

You will work in a hybrid setup across Québec, focusing on high-value deals and risk mitigation, while mentoring team members and contributing to client profitability.

Qualifications

• Bachelor’s degree in a related field or equivalent combination of education and experience.
• Master’s degree or university certificate strengthens candidacy.
• Experience with commercial credit and financial statement analysis is required.

Responsibilities

• Act as a credit expert on commercial financing transactions of $5 million and more.
• Structure credit applications to mitigate risks and match bank criteria.
• Collaborate with Account Managers to determine client financing needs and terms.
• Present refined credit applications to the Credit Centre and RVP for approval.
• Produce client documents and maintain updated files with the Credit Centre.

Skills

Credit analysis

Commercial financing

Risk mitigation

Financing structuring

Stakeholder communication

Education

Bachelor's degree in related field

Master's degree in related field

University certificate in related field

Job description

Area(s) of interest: Advisory services, Commercial banking

Location(s): Brossard, Montreal

A career as a Senior Manager, Financing solutions on the Commercial Banking and Private Banking 1859 team means working closely with Commercial Banking account managers and several other internal and external partners as a credit expert. With your knowledge of commercial financing, this position will allow you to have a positive impact on both your colleagues and clients.

• Act as a credit expert on commercial financing transactions of $5 million and more, and on more complex financing including business transfers
• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre and make recommendations.
• Structure credit applications (boardsheet structuring) in order to mitigate risks and develop financing scenarios that meet client needs and match the Bank’s risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Banking Account Manager.
• Negotiate credit terms and conditions with the Credit Centre, as needed, and confirm the availability of financing for the Commercial Banking Account Manager.
• Obtain comments from account managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Centre to ensure they meet the Bank’s requirements for overall client profitability.
• Work with account representatives and the Credit Centre to produce documents and update client files.
• Act as a resource person for credit questions within your team and help develop team members’ skills, as needed.
• Identify the risks inherent to the sector’s activities.

Your team :

Working in the Commercial Banking and Private Banking 1859 sector, you will join a team of professionals that supports business clients. You will also be surrounded by an ecosystem of experts to help you offer the solutions that best suit our clients’ needs.

This position reports to the Sr. Director and you will be assigned complex files from across Québec. The position is hybrid, you will share your time between the office, client and team meetings and work remotely. This person can be based in the Greater Montreal Metropolitan area, including the South Shore.

Our training programs use on-the-job learning to help you master your role. You’ll also have access to colleagues with a wide range of expertise, experience, and backgrounds to enrich all aspects of your development.

Prerequisites:

• Bachelor's degree in a related field and seven years of relevant experience OR master's degree in a related field and five years of relevant experience OR university certificate and nine years of relevant experience
• Experience with commercial credit
• Experience in financial statement analysis
• Excellent interpersonal and communication skills, and the ability to effectively collaborate with partners and make recommendations

Languages:

French

Skills

Communication Driving Results Teamwork Accountability Client-focused Empathy Initiative Humility

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• Health and wellness program, including many options
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?