Senior Machine Learning Engineer

Affirm; Kitchener; Remote; USD 150,000 - 200,000; Full time

Job summary

Affirm is seeking a Senior Machine Learning Engineer to enhance its ML Underwriting team. Candidates should leverage machine learning to assess creditworthiness and develop robust, production-grade models. This position emphasizes collaboration with diverse teams to advance innovative credit solutions.

Benefits

Health care coverage for you and dependents

Flexible Spending Wallets for expenses

Generous vacation and holiday policies

Employee Stock Purchase Plan (ESPP)

Qualifications

• 6+ years as a machine learning engineer; relevant PhD counts for 2 years.
• Experience developing scalable machine learning models from inception to impact.
• Proficiency in Generalized Linear Models, Gradient Boosting, Deep Learning, etc.

Responsibilities

• Develop machine learning models predicting default likelihood.
• Implement and scale data pipelines and algorithms for production models.
• Collaborate with engineering and product teams.

Skills

Machine Learning Techniques

Python

SQL

Distributed Systems

Excellent Communication Skills

Education

PhD in relevant field

Tools

scikit-learn

pandas

NumPy

XGBoost

PyTorch

Kubeflow

Spark

Ray

Kubernetes

Docker

Airflow

Job description

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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Join the Affirm team as a Machine Learning Engineer and contribute to the success of our ML Underwriting team. We leverage cutting-edge machine learning to assess creditworthiness throughout the loan application lifecycle. As a Machine Learning Engineer, you will develop high-quality, production-ready models that are central to our decision-making processes, shaping our financial landscape. If you are passionate about machine learning and enjoy challenging work, Affirm is the place for you!

What you'll do

• Use Affirm’s proprietary and third-party data to develop machine learning models that predict default likelihood and support approval / decline decisions to meet business objectives
• Partner with platform and product engineering teams to build model training, decisioning, and monitoring systems
• Research innovative solutions and develop prototypes to advance credit decisioning at Affirm
• Implement and scale data pipelines, features, and algorithms for production models
• Collaborate with engineering, credit, and product teams to define requirements for new products

What we look for

• 6+ years of experience as a machine learning engineer; relevant PhD counts for up to 2 years of experience
• Experience developing scalable machine learning models from inception to impact
• Proficiency in machine learning techniques such as Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration
• Strong Python and SQL skills
• Experience with distributed systems like Spark or Ray
• Experience with open source tools such as scikit-learn, pandas, NumPy, XGBoost, PyTorch, Kubeflow
• Knowledge of Kubernetes, Docker, and Airflow is a plus
• Excellent communication skills and ability to drive cross-functional requirements
• Persistence, patience, and a strong sense of responsibility

Pay Grade

Equity Grade

Employees typically start at the beginning of the pay range. Affirm offers a transparent pay structure based on location, experience, and skills. Compensation includes base pay, stipends for health, wellness, tech, benefits, and potential equity rewards.

Base pay range : $150,000 - $200,000 per year.

Affirm is a remote-first company. Most roles are remote, with occasional requirements to work from an office depending on the role. A limited number of roles are office-based.

• Health care coverage with premiums paid by Affirm for you and dependents
• Flexible Spending Wallets for technology, food, lifestyle, and family expenses
• Generous vacation and holiday policies
• Employee Stock Purchase Plan (ESPP) at a discount

We are committed to an inclusive hiring process and provide accommodations for candidates with disabilities. We consider qualified applicants with arrest and conviction records, in accordance with local ordinances.

By submitting your application, you agree to Affirm's Privacy Notice and consent to data processing.

• Seniority level : Mid-Senior level
• Employment type : Full-time
• Job function : Engineering and IT

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