Senior Loan Review Officer - Loan Review - Wheeling, WV

WesBanco Bank Inc.; Golden Horseshoe; Remote; CAD 80,000 - 120,000; Full time

Job summary

A leading bank is looking for a Senior Loan Review Officer to oversee the evaluation of its loan portfolio quality. This role involves extensive analysis of loan and collateral documentation, ensuring compliance with banking standards. The successful candidate will have strong experience in commercial lending and effective communication skills, with the opportunity to work fully remotely.

Qualifications

• Minimum of 8 years as a Federal Bank Examiner or in Loan Review.
• Proficiency in loan and collateral documentation.
• Effective communication with team and management.

Responsibilities

• Evaluate loan portfolio quality and documentation adequacy.
• Assess credit risk and ensure compliance with banking laws.
• Lead exit meetings and guide Loan Review staff.

Skills

Customer Service Skills

Interpersonal Skills

Knowledge of commercial lending

Knowledge of banking laws and regulations

Education

Bachelor's degree in a business-related field

BAI Loan Review Certification

RMA Credit Risk Certification

Tools

Microsoft Word

Excel

Outlook

Job description

Senior Loan Review Officer - Loan Review

Job ID: 00-7581

Locations: Multiple Locations

Remote Work: This position is 100% remote within the Bank's footprint. Employees will work full-time remotely outside of a WesBanco location, with occasional in-person meetings as needed.

Requirements

• Bachelor's degree in a business-related field from an accredited college or university. Accounting or Finance majors preferred.
• Minimum of 8 years of experience as a Federal Bank Examiner, in Loan Review or Credit Analysis.
• BAI Loan Review Certification preferred.
• RMA Credit Risk Certification required.

Job Description

Summary: Under the supervision of the Loan Review Manager, provides assistance in the independent evaluation of the loan portfolio quality, documentation adequacy, and loan administration effectiveness. Communicates review results clearly and effectively.

Customer Service Skills: Demonstrates a willingness to deliver exceptional service that sets us apart from competitors.

Interpersonal Skills: Maintains professional appearance, relations, work ethic, and attitude. Communicates effectively with management, staff, and customers in a collaborative manner.

Essential Duties and Responsibilities

• Deep knowledge of commercial and consumer lending, banking laws, and regulations to assess credit risk and ensure compliance.
• Assist in identifying and evaluating credit, legal, and strategic risks from lending activities.
• Review customer financial info, collateral, and payment history to assess collectability and assign risk grades.
• Evaluate loan and collateral documentation, and loan administration effectiveness.
• Review various types of commercial credits and perform related tasks including sample selection, review of workpapers, and report preparation.
• Lead exit meetings for reviews and guide Loan Review staff.
• Participate in special projects and perform additional duties as assigned.

Other Requirements

• Maintain proficiency in Bank policies, procedures, and applicable laws. Complete all compliance training timely.
• Develop knowledge in commercial lending practices and financial analysis.
• Work effectively as part of a team.
• Proficient in Microsoft Word, Excel, and Outlook; capable of utilizing job tools effectively.

Additional Details

• Full-time position.
• Area of Interest: Risk Management.
• Locations include various cities across the US, including Ohio, Michigan, Tennessee, West Virginia, Indiana, Kentucky, Pennsylvania, and more.