Senior Life Underwriter - 7848 - IW-7848

DGA Careers; Montreal, Halifax, Fredericton, Moncton, Calgary; Remote; CAD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled Life Underwriter to join their team in a fully remote capacity. In this role, you'll play a crucial part in maintaining the company's profitability by assessing the financial risks associated with individual life insurance applications. Your expertise will guide sound risk decisions and foster strong relationships with clients. This is a fantastic opportunity for a motivated individual with a background in life sciences and a passion for the insurance sector to contribute to a reputable firm with over 30 years of experience in the industry.

Qualifications

• 3+ years of experience in individual underwriting required.
• Strong analytical and problem resolution skills are essential.

Responsibilities

• Assess mortality and financial risk for life insurance products.
• Provide support to the Sales team and interact with reinsurance providers.

Skills

Risk Assessment

Analytical Skills

Bilingualism (French and English)

Medical Terminology Knowledge

Education

University Degree in Life Sciences

Completion of FLMI / FALU Designation

Tools

Word Processing Software

Spreadsheet Software

Email Software

Database Software

Job description

Date of modification: April 22, 2025

Job number: IW-7848

Detail

Description

Life Underwriter (Senior or Intermediate)

100% Work from home Opportunity

FLMI / ALU Designation highly desirable

Scope Statement for the Underwriter is to maintain Company profitability through favorable mortality by reviewing and assessing the financial risk of individual life insurance applications. The incumbent is guided by defined procedural constraints and works under the moderate supervision of the Manager, Retail Insurance operations.

Impact Statement

• Assesses risk in a timely manner to an approval limit for individual life and for critical illness policies
• Develops and maintains strong relationships with potential and current clients
• Provides sound risk decisions and related support to the Sales & Marketing and Retail business line teams

Responsibilities include

• Assess the mortality and financial risk for individual life insurance products through an analysis of financial and medical information via paper-based, electronic and telephone underwriting
• Provide support to the Sales team in the management of the distribution relationship
• Interact with reinsurance providers to spread risk on retention amounts that exceed the company's retention limit
• Consult with Senior team members, Medical Directors, or Technical Lead and Senior Management on any questionable situations
• Participate as an active team member for assigned projects
• Review the work of junior team members and provide coaching as required

Knowledge / Experience / Certification

• 3+ years work experience as an individual underwriter
• Knowledge of word processing, spreadsheet, email, internet and database computer software
• Well-developed knowledge of medical terminology
• Bilingualism (French and English) an asset
• FLMI / FALU designation or currently working towards

Education / Professional Courses

• Completion of a university degree in life sciences, nursing or kinesiology
• Well-developed analytical and problem resolution skills

DGA Careers has been proudly serving the Canadian insurance industry for over 30 years, specializing in providing insurance recruiting services to major insurers, insurance brokerage firms and independent adjusting firms.

Interested candidates please contact Antonella Leone at 647-624-9609 or forward your resume in confidence to [e-mail]. If you are working with another DGA recruiter, feel free to ask them about this position.

Information

• City: Toronto
• Job Type: Full-Time
• Education: F.L.M.I.
• Minimum experience required: 3 to 4 Years