Senior Investigator, FIU / SIU

Scotiabank; Mississauga; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading bank in the region is seeking a Senior Investigator to join their Financial Intelligence Unit, focusing on investigations related to potential money laundering and terrorist financing. The ideal candidate will have a strong background in AML laws, analytical skills, and the ability to communicate effectively. This role offers comprehensive training, competitive rewards, and opportunities for career development in a supportive work environment.

Benefits

Comprehensive training

Competitive rewards and bonuses

Health benefits from day one

Work-life balance opportunities

Career development opportunities

Qualifications

• 2 years in AML or risk disciplines, or 5 years of relevant experience.
• Expertise in ML/TF investigations.
• Understanding of financial transactions and technology.

Responsibilities

• Perform and document ML/TF investigations.
• Handle complex investigations with recommendations.
• Identify high-risk clients and prepare investigative reports.

Skills

Analytical skills

Writing skills

Judgment skills

Communication in French and/or Spanish

Integrity

Education

University degree or equivalent

Tools

AML laws knowledge

Job description

Requisition ID: 232615

Join a purpose-driven, winning team committed to results in an inclusive and high-performing culture.

The Senior Investigator contributes to the success of the Canadian Financial Intelligence Unit (FIU), the Special Investigation Unit (SIU), or the SIU Projects team (SIUP) by conducting investigations related to potential money laundering (ML) and/or terrorist financing (TF). They will investigate time-sensitive transaction monitoring cases referred by AML Operations or other sources to determine whether activity is reasonable or if there are grounds for suspicion, and refer cases accordingly. They ensure all activities comply with regulations and internal policies.

Responsibilities include:

• Performing and documenting ML/TF investigations with clear findings and supporting information, following enterprise policies.
• Handling complex investigations, providing recommendations and reports on trends and outcomes.
• Investigating client activities to identify suspicious activity.
• Identifying high-risk clients, including PEPs, PEFPs, and sanctions, and referring cases as needed.
• Preparing and delivering investigative reports to relevant staff.
• Reporting RGS within regulatory timelines.
• Recommending risk mitigation actions and next steps.
• Advising senior personnel on ongoing investigations.
• Mentoring team members and sharing expertise on ML/TF investigations.
• Maintaining current knowledge of AML, sanctions, and regulatory matters.
• Identifying challenges and escalating issues.
• Considering the bank’s risk appetite in daily activities.
• Ensuring operational and compliance controls are effective.
• Promoting a high-performance and inclusive work environment.

Qualifications include:

• University degree or equivalent, with at least 2 years in AML or risk disciplines, or 5 years of AML/law enforcement experience.
• Expertise in ML/TF investigations and knowledge of AML laws.
• Understanding of financial transactions and technology.
• Strong analytical, writing, and judgment skills.
• Ability to communicate in French and/or Spanish is a plus.
• Certifications like CAMS are an asset.
• High integrity and ethics.

What’s in it for you?

• Comprehensive training and ongoing coaching.
• Part of a diverse, collaborative, and high-performing team.
• Competitive rewards including bonuses, share plans, and pension matching.
• Health benefits from day one.
• Work-life balance, team events, and community involvement.
• Career development opportunities.

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Locations: Mississauga and Scarborough, Ontario, Canada.

Scotiabank is a leading bank in the Americas, guided by our purpose: "for every future," helping clients achieve success. We value diversity and are committed to an inclusive environment. Accommodation requests during recruitment can be made to our Recruitment team. Candidates must apply online; only shortlisted candidates will be contacted.