Senior Full-Stack Engineer – AI-Driven Digital Banking

TD; Toronto; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD is building a new digital platform, TD Business Central (TDBC), to serve small business and commercial customers with tools to manage day‑to‑day activities, including accounts, payments, reporting, and file transfers.

The role blends hands‑on engineering with technical leadership to deliver secure, scalable customer journeys across the digital banking ecosystem, from front end to APIs and cloud integrations, with emphasis on AI within the SDLC.

Qualifications

• 5+ years of software engineering experience
• Full‑stack engineering experience (Angular, Java APIs/microservices, event streaming, batch processing, cloud platforms)
• Proven ownership of end‑to‑end solution design
• Experience operating as an individual contributor with delivery accountability
• Strong understanding of secure, scalable, and resilient system design
• Hands‑on experience applying AI tools across development and testing workflows

Responsibilities

• Contribute to solution design, development and technical decision‑making across digital banking journeys.
• Lead design reviews to ensure scalability, security, and alignment with enterprise standards.
• Hands‑on with code, design artifacts, and technical problem‑solving as required.
• Drive delivery execution including estimation, sequencing, and management of technical dependencies.
• Effective contributor to a full‑stack engineering practice team across front end, APIs, and cloud integrations.
• Champion AI usage across the SDLC, including development, testing, defect analysis, and productivity tooling.
• Embed strong testing, CI/CD, and DevOps practices into solution designs.
• Partner closely with Engineering Managers, Architecture, and other teams.

Job description

TD is building a new digital platform, TD Business Central (TDBC), to serve small business and commercial customers with tools to manage day‑to‑day activities, including accounts, payments, reporting, and file transfers.

The role blends hands‑on engineering with technical leadership to deliver secure, scalable customer journeys across the digital banking ecosystem, from front end to APIs and cloud integrations, with emphasis on AI within the SDLC.