Senior Financial Crime Risk Investigator - PEP QC (1971)

TD; Old Toronto; On-site; CAD 76,000 - 116,000; Full time

Job summary

Join a forward-thinking financial institution as a Senior Financial Crime Risk Investigator. In this pivotal role, you will ensure high-quality standards for PEP and Enhanced Due Diligence casework, working closely with a dedicated team to mitigate regulatory and reputational risks. Your expertise will be essential in reviewing cases, identifying critical issues, and providing valuable insights for process improvements. With a commitment to professional growth and a supportive work environment, this is an exciting opportunity to make a significant impact in the financial crime risk management sector. If you are passionate about compliance and risk management, this role is perfect for you.

Benefits

Growth opportunities

Skill development programs

Total rewards package

Mentorship opportunities

Qualifications

• 5+ years of relevant experience in financial crime risk management.
• Strong understanding of PEP and EDD processes and standards.

Responsibilities

• Ensure high quality standards for PEP and EDD casework.
• Review cases for adherence to procedures and escalate issues.
• Conduct quality checks on PEP cases and recommend improvements.

Skills

PEP Quality Control

Enhanced Due Diligence (EDD)

AML standards

Criminal investigative techniques

Risk management

Education

Undergraduate degree

Relevant professional certifications

Tools

Bank products knowledge

Compliance testing tools

Job description

Senior Financial Crime Risk Investigator - PEP QC (1971)

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Financial Crime Risk Management

Pay Details: $76,800 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.

Job Description:

• PEP Quality Control ("QC") Specialist will work to ensure high quality standards are maintained for PEP and Enhanced Due Diligence (EDD) casework conducted by our PEP Investigators.
• The QC Specialist will review cases for adherence to EDD procedures and ensure investigator conclusions are clear, complete and supported by the information in the file.
• The QC specialist will also identify and escalate critical issues to investigator/Group Manager.
• The QC Specialist will decrease regulatory and reputational risk by exercising sound judgment in approving/rejecting submitted cases.
• The QC Specialist operates in a team environment and has regular interaction with Business, Operations and AML Advisory Teams.

CUSTOMER:

• Maintains AML standards and procedures and recommends changes and/or alternatives for process improvement.
• Reviews all PEP cases completed by PEP investigators to ensure that the appropriate decision/recommendation has been made according to the department standards.
• Evaluates completed PEP case work and KYC profiles to ensure compliance with regulatory requirements and TD's internal policies.
• Communicates any errors/discrepancies found to the appropriate management and PEP investigator.
• Generates related reports, including findings and trends to management.
• Maintains knowledge of developments in the area of PCMLTFA/FINTRAC as it relates to TD Procedures/Standards.
• Maintains QC standards and procedures, including risk-based standards for compliance testing.

SHAREHOLDER:

• Lead work stream by acting as a project lead for large or complex projects/initiatives.
• Evaluate the effectiveness of processes/services and recommend enhancements.
• Recommend improvements to escalation processes within the investigative unit.
• Conduct internal and external research projects; support the development of presentations to management.
• Monitor service, productivity and assess efficiency levels within own function.

EMPLOYEE / TEAM:

• Participate fully as a member of the team, supporting a positive work environment.
• Share industry knowledge for own area of expertise and participate in knowledge transfer.
• Keep current on emerging trends/developments and grow knowledge of the business.
• Contribute to team development of skills and capabilities through mentorship.

BREADTH & DEPTH:

• Conduct quality checks on PEP cases ranging from simple to complex in nature.
• Sound knowledge of Bank products, systems, policies and procedures.
• Strong knowledge of criminal investigative techniques and related laws.

EXPERIENCE AND / OR EDUCATION:

• Undergraduate degree or relevant professional certifications required.
• 5+ years relevant experience.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

Our Total Rewards Package: Our Total Rewards package reflects the investments we make in our colleagues to help them achieve their well-being goals.

Additional Information: We’re delighted that you’re considering building a career with TD.

Accommodation: Your accessibility is important to us. Please let us know if you’d like accommodations to help us remove barriers.

We look forward to hearing from you!