senior financial analyst

TD Bank; Ottawa; On-site; CAD 76,000 - 116,000; Full time

Job summary

A major financial institution is seeking a Senior Analyst, AML to ensure compliance with FINTRAC reporting. Responsibilities include validating STR filings, providing feedback, and contributing to quality control processes. Candidates need a minimum of 5 years’ experience in AML or Financial Crime, excellent communication skills, and the ability to work collaboratively across teams. This position is full-time and based in Ontario.

Qualifications

• Minimum 5 years’ experience in AML and/or Financial Crime at an FI.
• Thorough understanding of STR filing requirements / RGS thresholds.
• Experience in Quality Control or Assurance.

Responsibilities

• Validate RGS and ensure STRs are filed promptly.
• Incorporate procedures and job aids into case review.
• Identify root causes of quality issues.

Skills

Knowledge of AML and Financial Crime

Quality Control skills

Strong communication skills

Ability to provide feedback

Education

5 years’ experience in AML or Financial Crime

Job description

Senior Analyst, AML (FCRM) STR Management

Posted on October 16, 2025 by TD Bank

Job Details

• Location: Toronto, Ontario, Canada
• Hours: 37.5 per week
• Line of Business: Financial Crime Risk Management
• Pay: $76,800 - $115,200 CAD (BASE PAY RANGE)
• Source: CareerBeacon #2162449

Job Description

STR Quality Control reviews the work from multiple teams across the FIU to ensure consistency and high standards in FINTRAC reporting. By combining work previously done by 2nd Level reviewers and Regulatory Reporting, the Senior QC Analyst is responsible for validating that Reasonable Ground to Suspect (RGS) ML and/or TF has been established and that all procedural and regulatory requirements are followed. The Senior Analyst will also ensure that the narrative portion of the filing is clear and concise so that a third‑party reviewer can arrive at the same conclusion based on the facts presented. Any case that falls below this quality threshold will be returned to the investigative team for re‑work. As this is a new role within the FIU, the successful applicant will be expected to help develop the STR QC program by providing metrics and feedback for FIU senior management and the executive. The Senior QC Analyst will report to the Group Manager, STR Quality Control.

Job Accountabilities

• Validate RGS and ensure that STRs are filed as soon as practicable.
• Incorporate procedures, job aids, and regulatory findings into a holistic case review.
• Review case file and transactional data to ensure that all reportable transactions are submitted.
• Identify root causes of quality issues, whether human error, procedural gaps, or required training.
• Provide and deliver value‑added feedback to the investigative teams.
• Contribute to the establishment of metrics and feedback loops.
• Drive system development projects and efficiency enhancements.

Education & Experience

• Minimum 5 years’ experience in AML and/or Financial Crime at an FI.
• Thorough understanding of STR filing requirements / RGS thresholds.
• Experience in Quality Control, Quality Assurance, or as a 2nd level reviewer in an FIU is preferred.
• Demonstrated successful interaction across multiple and diverse disciplines.
• Ability to provide concise and coherent feedback.
• Excellent communication skills at all levels of the organization.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

Advertised Until

2025-11-16