Senior Financial Advisor (Sardis Branch)

Envision Financial; Chilliwack; On-site; CAD 70,000 - 110,000; Full time

Job summary

Envision Financial is seeking a Senior Financial Advisor to deliver comprehensive investment, deposit, and lending services to a diversified member portfolio in British Columbia. You will identify life-stage needs and offer solutions or referrals to appropriate advisors.

You will manage relationships, drive branch objectives, mentor staff, and navigate a range of advisory conversations to best serve members while maintaining compliance and risk controls.

Qualifications

• 2-3 years in a Financial Advisor role or equivalent.
• Mutual Funds License required.
• Must complete internal Tru Cooperative certification program specific to this role within the required timeframe.
• PFP preferred.
• Proven ability to conduct complex advisory conversations.
• Demonstrated ability to recognize needs and build strong member relationships.
• Proven track record achieving or exceeding sales targets in retail lending and investment products and services.

Responsibilities

• Member service: Build strong relationships with members and manage a portfolio (e.g., $100,000–$250,000 in investible assets).
• Process a full range of complex member transactions incl. MFDA products, mortgages, loans, accounts and related insurance products.
• Support branch goals and cross-sell ideas to meet sales targets.
• Mentor other staff in lending/investment products and assist with member issues.
• Perform other duties as required by branch leadership.

Skills

Relationship management

Financial advisory

Sales targeting

Customer service

Four-quadrant conversations

Education

College or Tech School Diploma (2 years) in related discipline

Mutual Funds License

PFP

Tools

Microsoft Office

Banking software

Job description

Job Description

We are currently seeking a Senior Financial Advisor to join our team. The Senior Financial Advisor provides exceptional customer service to a portfolio of members by offering a full range of investment, deposit and complex lending services. The Senior Financial Advisor identifies member life stage cycle and provides solutions to financial needs, and/or refers member to an appropriate advisor.

Job Description We are currently seeking a Senior Financial Advisor to join our team. The Senior Financial Advisor provides exceptional customer service to a portfolio of members by offering a full range of investment, deposit and complex lending services. The Senior Financial Advisor identifies member life stage cycle and provides solutions to financial needs, and/or refers member to an appropriate advisor.

Here’s what would be included as a part of your typical day

• Member Service: Builds strong relationships with current and potential members; identifies member life stage cycle and provides financial advice to members or refers to appropriate advisor. Manages an assigned portfolio of members (generally with $100,000 to $250,000 in investible assets) through proactive regular contact, ensuring current and future needs are identified and met.
• Member Transactions: Processes a full range of complex member transactions including, but not limited to: MFDA products and services; retail mortgages, personal and RRSP loans; opening personal or business accounts, debit/credit cards, LOC/overdraft protection, and related insurance products.
• Branch Goals: Supports achievement of annual branch goals and objectives through proactive promotion of Tru Cooperative Bank products and services, participation in branch campaigns, and actively seeks potential cross-sell and/or referral opportunities during interaction with members or general public. Achieves established annual sales and referral targets.
• Branch Support: Mentors other branch employees in the understanding of lending and investment products and services; and provides advice and/or assists employees with member issues in management’s absence.
• Other duties: As required by branch leadership. Utilizes the Day in the Life as a guideline to prioritize and manage schedules - to align efforts in reaching goals while offering a remarkable, consistent member experience across Tru Cooperative.

Branch/Regional Differentiation

• Lending limits will be assigned in consultation with credit services – based on experience and competency.
• Assigned a portfolio of high value members based on regional and branch needs.
• Build/maintain a strong presence and relationship in the community.

Required Skills, Experience & Qualifications

• College or Tech School Diploma (2 years) in related discipline or equivalent combination of education and experience
• Mutual Funds License required
• Must complete the internal Tru Cooperative certification program specific to this role within the required timeframe
• PFP preferred
• 2-3 years in a Financial Advisor role, or equivalent
• Proven ability to conduct complex advisory, four quadrant conversations
• Demonstrated ability to recognize needs, identify appropriate products and build strong member relationships
• Proven track record achieving or exceeding sales targets in retail lending and investment products and service
• Self-starter with ability to work independently and solve problems using common sense and sound judgment
• Proficient in computer software e.g. Microsoft Office and banking software programs
• Displays an understanding of risk and risk ownership by being able to demonstrate adherence to policies and procedures.