Senior FCRM Testing Analyst - Business Line (2671, 2660, 2662)

TD; Canada; On-site; CAD 76,000 - 116,000; Full time

Job summary

An established industry player is seeking a Senior FCRM Testing Analyst to join their Financial Crime Risk Management team. This role involves leading independent testing of AML/ATF controls, ensuring compliance across various business lines. The ideal candidate will have a strong background in financial crime risk management, excellent interpersonal skills, and the ability to communicate effectively with senior management. This position offers growth opportunities and the chance to make a significant impact on internal processes. Join a dynamic team dedicated to delivering exceptional customer experiences and enhancing operational efficiency.

Benefits

Health and well-being benefits

Savings and retirement programs

Paid time off

Banking benefits and discounts

Career development programs

Reward and recognition programs

Qualifications

• 4+ years of experience in AML/ATF and control testing roles.
• CAMS designation preferred with strong interpersonal and analytical skills.

Responsibilities

• Oversee and perform testing of FCRM controls across TD's business lines.
• Lead communication and reporting processes with stakeholders and management.

Skills

AML/ATF knowledge

Interpersonal skills

Analytical skills

Communication skills

Leadership skills

Education

University degree or college diploma

Tools

Testing standards

Reporting tools

Job description

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Financial Crime Risk Management

Pay Details:
$76,800 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Job Description:

Department Overview / Job Details

The Financial Crime Risk Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") within TD's business lines, relevant operational and control units (including the Financial Intelligence Unit (FIU)), and key FCRM technologies, Enterprise-wide (Canada, Europe, and Asia-Pacific).

The Senior FCRM Testing Analyst executes independent testing of FCRM controls for assigned businesses, technologies, and operational units across the Bank. The position will assume leadership of the engagement and have responsibility for completion of testing phases. The position will develop test plans, and attributes, and monitor progress of the engagement. As the overall engagement lead, the position may also oversee and review work of supporting analysts.

This position will be responsible for testing key first line FCRM controls and processes, including adherence to know your client (KYC) requirements, within the various TD business lines (i.e., TD Securities, Canadian Personal/Business Banking, Wealth, & Insurance).

Key accountabilities include the following:

1. Oversee and/or independently perform testing of FCRM controls within the various TD lines of business.
2. Lead the communication and the reporting process with the multiple stakeholders, including senior management.
3. Execute all phases of a testing engagement, including planning, fieldwork (design and operational effectiveness testing, including sample testing), and reporting.
4. Collaborate and coach supporting analysts in all phases of the engagement.
5. Execute follow-up of findings raised from testing engagements in accordance with established standards.
6. Interact frequently with management and senior leadership of FCRM business lines.
7. Prepare and present complex reporting, analysis and assessments that will bring about significant improvements to internal processes and activities.
8. Execute on more complex and/or non-standard requests.
9. May undertake and complete a variety of projects and initiatives in addition to regularly scheduled testing engagements.
10. Keep current on emerging trends and evolving regulatory requirements to find opportunities and recommend improvement areas to senior management to increase the efficiency and effectiveness of the team.
11. Reports to a Manager role.

Job Requirements

1. University degree/ college diploma or equivalent.
2. 4+ years of experience in AML/ATF, Sanctions and/or control testing roles.
3. CAMS designation preferred.
4. Experience/SME within TD Securities (i.e., Capital Markets) preferred.
5. Proficient knowledge of testing standards, systems, procedures, laws, rules, regulations, reporting and controls.
6. Strong interpersonal skills to facilitate working with business unit, FCRM advisory, senior management, and business partners at all levels.
7. Knowledge of current and emerging AML/ATF trends.
8. Skilled in providing guidance to junior analysts.
9. Skilled in creating appropriate analysis and reporting within a defined timeframe.
10. Ability to communicate effectively in both oral and written form.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!