Senior Compliance Manager, Canada

Interpolitan Money Limited.; Canada; Remote; CAD 90,000 - 120,000; Full time

Job summary

Interpolitan Money Limited, a fast-growing Electronic Money Institution, seeks a Senior Compliance Manager to lead AML compliance efforts in Canada. The role involves building a compliance framework, managing regulatory relationships, and ensuring adherence to Canadian laws. Ideal candidates will have extensive AML experience and a strong understanding of the fintech landscape, along with excellent analytical and communication skills.

Benefits

Health and Dental Benefits

ESOP Participation

Opportunities for learning and development

Quarterly team celebrations

Birthday off (compulsory)

Qualifications

• At least 7 years of AML compliance experience, preferably in fintech or banking.
• Strong knowledge of Canadian AML/ATF laws and FINTRAC regulations.
• Ability to manage multiple priorities in a dynamic environment.

Responsibilities

• Lead regulatory licensing efforts for operating as a Money Services Business in Canada.
• Establish a robust compliance framework tailored to Canadian requirements.
• Manage relationships with Canadian regulatory bodies like FINTRAC.

Skills

Analytical skills

Investigative skills

Communication skills

Education

CAMS or equivalent certification

Tools

AML monitoring systems

Compliance tools

Job description

Who are we?

We are a fast-growing private Electronic Money Institution (EMI) headquartered in the UK, focused on delivering innovative digital payment solutions to individuals and businesses worldwide. As an FCA-regulated service, Interpolitan offers a full suite of transactional banking solutions. With a focus on serving overseas clients, Interpolitan provides quick and simple account opening for clients from 160+ countries.

By embracing advanced transaction banking solutions, accounts are typically opened within 24 hours, compared to legacy banks that can take up to three months and often decline accounts. We prioritize swift, secure operations while maintaining the highest standards of compliance and regulatory integrity. We are seeking a knowledgeable and proactive Senior Compliance Manager to work alongside our CRO and global Compliance team to lead our domestic AML/ATF efforts and ensure compliance with all relevant laws and regulations.

At Interpolitan, we foster a culture-first organization—one driven by strategy but primarily by our people. This approach has enabled us to achieve consistent organic revenue growth and high levels of client and employee satisfaction. Our unique approach has attracted investment from respected entrepreneurs. Since our inception in 2009, our business has grown over 50% year-on-year, now transacting a billion dollars annually. Our people are what set us apart.

We are passionate about providing talented individuals with life-changing career opportunities and the tools and support they need to succeed.

What You’ll Be Doing:

• Lead Regulatory Licensing Efforts: Support the licensing process to obtain approvals for operating as a Money Services Business (MSB) in Canada, including registration with FINTRAC, RPAA requirements, and other relevant federal or provincial regulators.
• Build the Compliance Function: Establish and develop a robust compliance framework tailored to Canadian requirements, including AML, CTF, and ongoing regulatory reporting obligations.
• Policy and Procedure Development: Review and adapt existing global policies to align with Canadian financial regulations, including PIPEDA and sector-specific guidance.
• Regulatory Relationship Management: Manage relationships with Canadian regulatory bodies such as FINTRAC, OSFI, and provincial regulators.
• Partner Onboarding & Due Diligence: Collaborate with Canadian banking partners to manage onboarding, KYC, and EDD processes.
• Monitoring: Analyze customer transactions to identify suspicious activity and prepare STRs for FINTRAC.
• Data Protection Oversight: Ensure data privacy policies meet Canadian standards under PIPEDA and support cross-border data governance.
• Group Compliance Coordination: Coordinate with global compliance teams to align strategies and address local Canadian regulatory expectations.
• Operationalization: Convert compliance policies into actionable procedures suitable for Canadian operations.
• Regulatory Reporting: Prepare and submit all required reports to FINTRAC and other authorities accurately and timely.
• Training & Awareness: Deliver AML/CTF and data protection training to Canadian staff and cross-border teams.
• Risk Committee Engagement: Represent Canadian interests in global risk discussions and contribute to horizon scanning.
• Product Compliance Advisory: Support new product launches in Canada, ensuring regulatory compliance.
• Expansion Licensing: Lead applications for expanding product offerings across provinces or into new verticals.
• Audit & Controls Oversight: Engage Canadian auditors for annual AML audits and oversee implementation of audit findings.
• Systems & Controls Management: Design compliance systems meeting Canadian requirements and aligning with global risk appetite.
• Reporting & Governance: Develop compliance and risk reports for Canadian and global leadership, ensuring transparency.

Minimum Qualifications:

• At least 7 years of AML compliance experience, preferably in fintech, payments, banking, or PSP environments.
• Strong knowledge of Canadian AML/ATF laws, FINTRAC regulations, and global frameworks.
• CAMS or equivalent certification preferred.
• Excellent analytical, investigative, and communication skills.
• Experience with AML monitoring systems and compliance tools.
• Ability to work independently and manage multiple priorities in a dynamic environment, balancing detailed tasks and strategic initiatives.
• Willingness to establish compliance and risk functions from the ground up.
• Ability to communicate complex legal concepts clearly to business and technical teams.

What We Offer:

• Competitive base salary
• Health and Dental Benefits
• ESOP Participation
• Opportunities for learning and development
• Quarterly team celebrations
• Birthday off (compulsory)