Senior Commercial Underwriter (Ontario)

Millennium Insurance Corporation; Sherwood Park; On-site; CAD 97,000 - 110,000; Full time

Benefits offered by this job

Paid Time Off

Retirement Plan

Fitness Subsidy

Training & Development

Health Insurance

Health Spending Account

Employee Discounts

Job summary

Millennium Insurance, an Alberta-based insurer, seeks a Senior Commercial Property & Casualty Underwriter to join its growth-focused Ontario team. The role emphasizes complex commercial accounts, strong broker partnerships, and portfolio profitability.

Ontario-residing candidates enjoy hybrid work options. Applicants should have 4+ years of P&C underwriting experience, exposure to Canadian risks, and may pursue a CIP designation or General Insurance license within 90 days at the company's

Qualifications

• 4+ years of commercial property and casualty underwriting experience across Canada
• CIP designation is an asset; Level 1/2 General Insurance License encouraged to obtain within 90 days

Responsibilities

• Apply strong technical underwriting expertise to assess, price, and structure complex P&C risks
• Provide competitive, thoughtfully priced policies
• Build broker and client trust through sound underwriting decisions
• Collaborate with claims and actuarial teams to inform underwriting decisions
• Manage priorities and deadlines in a fast-paced environment
• Contribute to portfolio performance and market penetration

Skills

Underwriting

Broker relations

Risk assessment

Pricing & structuring

Education

Chartered Insurance Professional (CIP)

General Insurance License (Level 1/2)

Job description

Description

Millennium Insurance is looking for an experienced Senior Commercial Property & Casualty Underwriter to join our growing Ontario team. This is an opportunity to work on complex commercial accounts, collaborate with experienced industry professionals, and help shape a profitable and expanding portfolio.

As an Alberta-based insurer with an established presence in the Ontario market, we combine the stability of a proven organization with the agility to make decisions quickly. You'll be part of a team that is actively growing its Ontario footprint, with the chance to develop your technical expertise, build strong broker partnerships, and make a direct impact on the success of the business.

We welcome applications from candidates in the Greater Toronto Area (GTA). Hybrid work arrangements are available for qualified candidates residing in Ontario.

Compensation for this position is based on a number of factors, including location, labour market conditions, external market benchmarks, internal pay equity, and the candidate's relevant knowledge, skills, experience, and expected performance in the role. The anticipated salary range for this position is $97,000 - $110,000. Candidates whose expectations fall outside this range are still welcome to apply.

Who you are

• An experienced underwriter : you have 4 or more years of commercial property and casualty underwriting experience across a range of risks, ideally with exposure to business written across Canada. Experience underwriting large realty portfolios, builders' risk projects, manufacturing operations, and hospitality risks is considered an asset. Post-secondary education and/or a Chartered Insurance Professional (CIP) designation are considered assets. If you do not currently possess a Level 1 or 2 General Insurance License, you are willing to obtain such a license, at Millennium’s expense within 90 days.
• A technician : you possess strong market and technical wisdom and can demonstrate confidence in structuring complex property and casualty insurance policies, including those which might involve primary and excess layers, facultative reinsurance, and/or exposure to natural catastrophes.
• A broker partner : you can bring established broker relationships to the team and are comfortable developing new partnership opportunities across various lines of business and risk segments.
• A collaborator : you can actively collaborate with internal stakeholders across multiple teams, including actuarial services, claims, and accounting, to make impactful decisions regarding processes, pricing, and overall portfolio performance.
• A mentor : you can provide mentorship to less experienced staff and inspire a culture conducive to high-performance and personal and professional growth.

How you will succeed

Within your first six months, you will be recognized as a trusted underwriting partner who brings sound judgment to complex risks, delivers exceptional service to brokers and clients, and contributes meaningfully to the profitable growth of Millennium's commercial portfolio.

Success in this role means you:

• Apply strong technical expertise to assess, price, and structure complex commercial property and casualty risks in compliance with Millennium’s risk appetite and current underwriting strategies.
• Consistently deliver competitive service, including thoughtfully priced and structured commercial insurance policies.
• Build confidence with brokers and clients through responsive, thoughtful underwriting decisions.
• Collaborate effectively with claims and actuarial teams to inform underwriting decisions.
• Manage priorities and deadlines in a fast-paced environment.
• Contribute to portfolio performance and identify opportunities to enhance client experience or Millennium’s market posture and penetration.

How we take care of our Employees

By joining Millennium Insurance, you will belong to a passionate and purpose-driven team. As part of the Wheaton Group Companies, we pride ourselves on being family oriented, socially responsible, and in doing business the right way. Millennium is proud to be Great Place to Work Certified for creating an outstanding employee experience and an amazing workplace culture. Some of the amazing benefits our employees have access to include:

• Generous Paid Time Off Program
• Group Retirement Savings Plan with Employer Match
• Fitness Subsidy
• Training & Development Assistance
• Health, Dental and Insured Benefit Offerings
• Health and Lifestyle Spending Account
• Employee Discount Programs

About Millennium Insurance

Millennium Insurance is a locally owned and operated property and casualty insurance company based in Sherwood Park, AB. We pride ourselves on offering relevant and competitively priced insurance products, along with industry-leading customer service. Our business lines include personal automobiles, personal property, home warranty, commercial property, and commercial liability insurance. As an AM Best rated company, Millennium Insurance is proud to be part of the Wheaton Group of Companies.

We thank all candidates for their interest but only candidates selected to advance in the hiring process will be contacted. Final candidates will be asked to undergo pre-employment backchecks, results of which must be satisfactory to Millennium.

Millennium is committed to fostering an inclusive, equitable and accessible workplace. If we can make any adjustments to the hiring process to better accommodate you, please provide feedback when submitting your application or let us know when we reach out about a job opportunity.

This role not a fit for you? Stay connected with us through LinkedIn for information on other career opportunities that are available.