Senior Commercial Credit Underwriter

FIRST NATIONS BANK OF CANADA; Saskatoon; On-site; CAD 92,000 - 133,000; Full time

Job summary

First Nations Bank of Canada seeks a Senior Commercial Credit Underwriter to manage underwriting and monitoring of a complex large loan portfolio. This permanent full-time role is based at our Saskatoon branch with emphasis on credit risk, industry compliance and timely credit decisions.

The role requires extensive banking experience, post-secondary business education, and strong analytical skills. FNBC offers a comprehensive rewards package and professional growth opportunities in a Canadian

Qualifications

• 7–10 years of commercial banking experience.
• Post-secondary education in Business (BComm, BAdmin).
• Experience in business lending, financial analysis and administration.

Responsibilities

• Structure and package competitive solutions for the Commercial team.
• Maximize profitability using FNBC pricing guidelines and meet thresholds.
• Identify business opportunities among existing customers.
• Develop and maintain understanding of pricing models and apply them effectively.
• Support the Commercial Banking team in competitive credit packages in CB segment.
• Write credit applications with high quality risk assessment and presentation.
• Make recommendations on credit decisions to VP Commercial Banking.
• Use bank guidelines to minimize time spent while maintaining credit quality.
• Renew credits promptly and monitor portfolios for guideline compliance.

Skills

Excel

MS Word

Analytical

Detail-oriented

Self-starter

Adaptable

Education

BComm / BAdmin

Job description

Salary Range: $92,347.00 To $132,980.00 Annually

WE’R HIRING!

Full-Time Permanent

About Us

First Nations Bank of Canada is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Being 90% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, SK and named one of Saskatchewan’s Top Employers 2026, FNBC takes pride in its workforce of over 63% Indigenous employees working at locations across Canada.

About The Roles

As a Senior Commercial Credit Underwriter is accountable for underwriting and monitoring a portfolio of complex, large commercial loans and is responsible for determining the credit worthiness of borrowers and recommending credit decisions while keeping up to date with industry, compliance and regulatory requirements.This is a permanent full-time opportunity located in our Saskatoon branch.

About You

• Structure and package competitive solutions to assist the Commercial team to meet customer needs in a timely manner
• Maximize profitability ensuring that FNBC pricing guidelines are utilized and threshold is met/exceeded with each
• Support the Commercial Banking team in identifying business opportunities amongst existing customers
• Develop and maintain an understanding of pricing models/concepts and apply them effectively
• Support the Commercial Banking team in competitive credit packages in the CB segment in a timely manner
• Write credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation
• Make recommendations on credit decisions to VP Commercial Banking
• Use Bank guidelines and systems to effectively minimize time spent/writing/monitoring credit while maintaining credit quality (risk assessment, due diligence, etc.)
• Renew credits in a timely manner, meeting targets for expired credits
• Monitor and control the portfolio and provide feedback to the AVP Commercial Banking on any accounts that are outside guidelines and/or assigned limits and conditions
• Be knowledgeable of and comply with Bank and Industry Codes of Conduct

Required Skills/Abilities:

• High proficiency with software programs (Excel and MS Word)
• Analytical with ability to pay close attention to detail and prioritize work routine
• Highly motivated and enthusiastic self-starter who takes an outgoing and enthusiastic approach to their work
• Ability to adjust to changing work priorities and meet time sensitive deadlines
• Highly adaptable, professional and efficient
• A strong desire to learn, grow and succeed

You Must:

• 7-10 years commercial banking experience
• Post-secondary education in Business (BComm, BAdmin)
• Experience related to business lending, financial analysis and administration

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Preference will be given to Indigenous peoples who are recognized members or descendants of First Nations, Métis, or Inuit peoples Indigenous to Canada.