Senior Capital Risk Analyst (5074)

TD Bank Group; Toronto; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD Bank Group in Toronto, ON is seeking a Senior Capital Risk Analyst to oversee Capital Risk Management activities, including reporting, stress testing, limit calibrations, and capital actions. You will work with Risk, Treasury and Internal Audit to ensure strong controls and regulatory alignment.

The role requires 3+ years in risk/finance and a strong analytical mindset, with attention to detail and ability to manage multiple priorities in a fast-paced environment.

Qualifications

• Undergraduate degree in Finance, Risk, Economics or related field.
• 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred.
• Familiarity with capital planning and stress testing regulations is an asset.
• Demonstrated strong conceptual and analytical abilities and able to deal with ambiguity.
• Strong internal control orientation.
• Exceptional problem‑solving and investigative skills.
• Strong communication skills (both written and verbal), and interpersonal skills.
• High attention to detail and ability to multi-task/manage priorities and meet tight deadlines.

Responsibilities

• Provide independent review and challenge of the Capital Risk Management activities including capital reporting, capital framework and policy, limit calibrations, and capital actions.
• Monitor and elevate the Bank's capital positions, including communication of complex / technical issues to stakeholders.
• Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.
• Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
• Liaise with business partners including TBSM, Front Office, second‑line risk partners, and Internal Audit.
• Support a positive risk culture and work environment that promotes service to the business, quality, innovation, teamwork and ensure timely communication of issues and points of interest.
• Keep current on emerging issues, trends, and evolving Capital regulatory requirements and grow knowledge of the businesses and related tools.
• Proactively identify opportunities for process efficiencies where opportunities exist.

Skills

Capital risk management

Analytical abilities

Communication skills

Problem solving

Attention to detail

Multi-tasking

Interpersonal skills

Regulatory knowledge

Education

Undergraduate degree in Finance, Risk, Economics or related field

Job description

Work Location: Toronto, Ontario, Canada
Hours: 37.5
Line of Business: Risk Management
Pay Details: $81,600 - $115,200 CAD

Job Description

Business / Department Overview: Capital Risk and Governance (CRG) is a newly formed team within Financial Risk Management with a mandate to provide second-line oversight for Enterprise Capital Adequacy reporting and management activities.

The Senior Capital Risk Analyst will contribute to the oversight of the Capital Risk Management activities that includes capital reporting, stress testing, limit calibrations and capital actions.

Key Accountabilities

• Provide independent review and challenge of the Capital Risk Management activities including capital reporting, capital framework and policy, limit calibrations, and capital actions.
• Monitor and elevate the Bank's capital positions, including communication of complex / technical issues to stakeholders.
• Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.
• Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
• Liaise with business partners including TBSM, Front Office, second‑line risk partners, and Internal Audit.
• Support a positive risk culture and work environment that promotes service to the business, quality, innovation, teamwork and ensure timely communication of issues and points of interest.
• Keep current on emerging issues, trends, and evolving Capital regulatory requirements and grow knowledge of the businesses and related tools.
• Proactively identify opportunities for process efficiencies where opportunities exist.

Job Requirements

• Undergraduate degree in Finance, Risk, Economics or related field
• 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred
• Familiarity with capital planning and stress testing regulations is an asset
• Demonstrated strong conceptual and analytical abilities and able to deal with ambiguity
• Strong internal control orientation
• Exceptional problem‑solving and investigative skills
• Strong communication skills (both written and verbal), and interpersonal skills
• High attention to detail and ability to work independently to multi-task/manage priorities and meet tight deadlines

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Total Rewards Package

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Sans Objet

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Commitment to Diversity, Equity, and Inclusion

At TD we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative.

Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.