Senior Analyst, Wholesale Liquidity Risk Management

TD Bank; Toronto; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD Bank in Toronto seeks a Senior Analyst to monitor and forecast liquidity risk for TD Securities. You will contribute to analytics and insights using data visualization and data science techniques to support decision-making.

The role collaborates with Treasury, Risk, and business lines, developing dashboards and analytical models to strengthen liquidity oversight. On-site presence is required, with a strong emphasis on governance and regulatory support.

Qualifications

• 1-3 years of experience in finance, accounting, treasury, or capital markets (co-op/internship experience considered).
• Post-secondary degree in Finance, Business, Economics, or related field.
• Progress toward professional designation (CPA, CFA, FRM) is an asset.
• Basic understanding of wholesale banking products is beneficial.

Responsibilities

• Monitor liquidity metrics (LCR, NCCF, NSFR) and analyze wholesale businesses.
• Support forecasting by preparing analysis and maintaining liquidity models.
• Collaborate with Treasury, Risk, and business lines to gather information and provide insights.
• Develop liquidity analytics and visualizations (dashboards) to improve monitoring and decision-making.
• Apply data science techniques to improve liquidity insights and risk identification.
• Prepare materials and analysis for senior management reporting and decision-making.
• Support regulatory submissions and policy reviews.
• Follow policies to ensure governance and controls.

Skills

Analytical skills

Data visualization

Stakeholder management

Communication

Organization

Power BI

Python

SQL

Data science concepts

Education

Finance/Business/Economics degree

CPA/CFA/FRM (asset)

Tools

Power BI

Python

SQL

Job description

On Site

Toronto, Ontario

Full time

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Finance

Pay Details:

$81,600 - $115,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

Treasury and Balance Sheet Management (TBSM) manages TD Bank's non-trading market risk, liquidity risk, and capital positions. The Liquidity Risk Management (LRM) group is responsible for managing liquidity positions across Retail and Wholesale Banking in line with regulatory and internal frameworks.

Job Description

The Senior Analyst, Wholesale Liquidity Risk Management, is a key team member involved in monitoring, analyzing, and forecasting liquidity risk for TD Securities. The role focuses on contributing to analytics and insights to support decision-making and liquidity risk management processes through data visualization and data science techniques.

Job Responsibilities

• Contribute to the monitoring of liquidity metrics including LCR, NCCF, and NSFR and analysis of wholesale businesses
• Support forecasting activities by preparing analysis and assisting in maintaining liquidity models.
• Collaborate with stakeholders across Treasury, Risk, and business lines to gather relevant information and provide insights.
• Develop liquidity analytics and visualizations (e.g., dashboards) to enhance monitoring, forecasting, and decision-making.
• Apply data science techniques (e.g., data modeling, statistical analysis, scenario analysis) to improve liquidity insights and risk identification.
• Prepare materials and analysis to support senior management reporting and decision-making.
• Support regulatory submissions, policy reviews, and ad hoc liquidity analyses.
• Follow established policies and procedures to ensure strong governance and control.

Job Requirements

• Foundational experience or exposure to Treasury, Capital Markets, Liquidity Risk, or Finance/Accounting.
• Strong analytical skills with ability to interpret data and support problem-solving.
• Ability to contribute to solving structured and moderately complex problems.
• Developing stakeholder management skills with the ability to work collaboratively.
• Effective communication skills with ability to explain analysis clearly.
• Good organizational skills with ability to manage multiple tasks with guidance.
• Interest in process improvement and operational efficiency.
• Working knowledge of data analytics and visualization tools (e.g., Power BI, Python, SQL, or similar tools).
• Familiarity with data science concepts, statistical analysis, and building analytical models is an asset.

Education & Experience

• 1-3 years of experience in finance, accounting, treasury, or capital markets (co-op/internship experience considered).
• Post-secondary degree in Finance, Business, Economics, or related field.
• Progress toward professional designation (CPA, CFA, FRM) is an asset.
• Basic understanding of wholesale banking products is beneficial.

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada (https://www.td.com/ca/en/about-td/ready-commitment) | US (https://www.td.com/us/en/about-us/communities/ready-commitment) | Europe & Asia Pacific (https://www.td.com/ca/en/about-td/ready-commitment)

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