Senior Analyst, Margin Accounts Group (4583)

TD Bank Group; Toronto; Hybrid; CAD 82,000 - 115,000; Full time

Job summary

TD Bank Group recherche un Analyste MAG Senior pour atténuer les risques de contrepartie via la gestion des expositions de collatéral sur les dérivés OTC. Poste basé à Toronto, avec supervision opérationnelle, reporting et amélioration continue des contrôles.

Le candidat idéal dispose d’au moins 2 ans d’expérience pertinente, maîtrise des processus de marge et des produits dérivés, et de solides compétences en communication et gestion des parties prenantes.

Qualifications

• Diplôme en Finance, Économie, Mathématiques, Affaires, Commerce ou discipline quantitative liée.
• Minimum 2+ années d’expérience dans les marchés de capitaux, gestion des garanties ou risque de contrepartie.
• Solide connaissance des dérivés OTC, des accords CSA/ISDA et des marges.
• Excellentes aptitudes analytiques et en gestion des parties prenantes.

Responsibilities

• Gérer quotidiennement les expositions VM et IM sur des portefeuilles collatéralisés, conformément aux termes CSA et politiques internes.
• Réviser et approuver les appels de marge, les tickets de marge et les mouvements de collatéral.
• Enquêter sur les litiges de collatéral, les différences de valorisation et les ruptures de règlement, escalader les problèmes importants.
• Assurer une supervision et un reporting indépendants des expositions et des risques, et soutenir les initiatives de gouvernance des risques.
• Accompagner la gestion du pRCSA, les incidents de risque opérationnel et les améliorations des cadres de risque et de reporting.

Skills

Analytical skills

Communication skills

Stakeholder management

Counterparty risk

OTC derivatives knowledge

Education

Finance/Economics/Mathematics degree

Job description

## Analyste princ.Postuler: Sur place: Toronto, Ontario: Temps plein: Publié aujourd'hui: Date de fin : 19 octobre 2026 (Il reste 13 jours pour postuler): R\\_1513575**Lieu de travail :**Toronto, Ontario, Canada**Horaire :**37.5**Secteur d’activité :**Gestion des risques**Détails de la rémunération :**$81,600 - $115,200 CADLa TD a à cœur d’offrir une rémunération juste et équitable à tous les collègues. Les occasions de croissance et le perfectionnement des compétences sont des caractéristiques essentielles de l’expérience collègue à la TD. Nos politiques et pratiques en matière de rémunération ont été conçues pour permettre aux collègues de progresser dans l’échelle salariale au fil du temps, à mesure qu’ils s’améliorent dans leurs fonctions. Le salaire de base offert peut varier en fonction des compétences et de l’expérience du candidat, de ses connaissances professionnelles, de son emplacement géographique et d’autres besoins particuliers du secteur et de l’entreprise. En tant que candidat, nous vous encourageons à poser des questions sur la rémunération et à avoir une conversation franche avec votre recruteur, qui pourra vous fournir des détails plus précis sur ce poste.**Description du poste :** **Department Overview** Collateral Risk Management sits within Capital Markets Risk Management (CMRM) which is responsible for the market and credit risk of TD Securities. A global, multi-faceted and cross product team, the primary objective of the Collateral Management department is the mitigation of counterparty credit risk through the active monitoring of clients’ derivative and securities financing portfolios. The department manages collateral for the Toronto, New York, London and Singapore regions. The team has a rare opportunity to support products and businesses ranging from foreign exchange, commodities, credit, equity, interest rates, securities financing, and prime brokerage. The team manages a wide range of complex processes, with members developing skills and competencies around derivative and security products and their respective business areas, legal agreements, technology flows and regulations. **Role Description** The Margin Accounts Group (MAG) Senior Analyst is responsible for the effective mitigation of counterparty credit risk through the management of collateral exposures across OTC derivatives. The role combines daily risk oversight, collateral management expertise, stakeholder engagement, process governance, and continuous improvement initiatives to ensure risks are appropriately identified, measured, controlled, and escalated. The successful candidate will act as a subject matter expert within Collateral Risk Management, providing independent analysis, challenge, and guidance to business partners while maintaining strong relationships with Front Office, Credit Risk, Legal, Treasury, Settlements, Operations, Technology, and external counterparties. **Key Responsibilities** * Manage daily VM and IM exposures across collateralized portfolios, ensuring counterparty credit risk is effectively mitigated in accordance with CSA terms and internal policies.* Review and approve collateral calls, margin tickets, valuation statements, and collateral movements within delegated authority limits.* Investigate and resolve collateral disputes, valuation differences, settlement fails, and reconciliation breaks, escalating material issues promptly.* Provide independent oversight and reporting on exposures, concentration risks, systemic trends, and emerging issues across assigned portfolios.* Support risk governance and control programs, including pRCSA, operational risk events, quality assurance, business continuity, regulatory initiatives, and enhancements to risk frameworks and reporting standards. **Stakeholder Management** * Serve as a key point of contact for counterparties and internal business partners regarding collateral, disputes, risk exposures, and operational processes.* Build and maintain strong relationships with Front Office, Credit Risk Management, Legal, Operations, Treasury, Technology, and external clients.* Provide meaningful risk commentary, recommendations, and insights that support informed decision-making and strengthen risk management effectiveness. **Process Improvement & Innovation** * Identify opportunities to improve operational efficiency, reduce operational risk, and enhance controls through automation, process redesign, and technology enhancements.* Participate as a subject matter expert in strategic projects, regulatory implementations, technology upgrades, and cross-functional initiatives.* Support infrastructure modernization and process optimization efforts impacting collateral management and counterparty risk functions.**Team Leadership & Development** * Provide guidance, mentorship, training, and knowledge transfer to analysts across the team.* Promote a collaborative, inclusive, and high-performance culture focused on risk awareness, accountability, and continuous learning.* Act as a subject matter expert and trusted advisor within MAG and the broader Counterparty Risk function. **Required Experience & Qualifications** * Undergraduate or Graduate degree in Finance, Economics, Mathematics, Business, Commerce, Risk Management, or a related quantitative discipline.* CFA, FRM, or equivalent professional designation is considered an asset.* Minimum 2+ years of relevant capital markets, collateral management, counterparty risk, market risk, treasury, or derivatives operations experience.* Strong understanding of OTC derivatives, securities financing transactions, collateral agreements (CSA/ISDA), and margining concepts.* Excellent analytical, communication, and stakeholder-management skills.* Experience with industry-standard collateral management applications; proficiency in risk management tools, coding, and related software is considered an asset.