Senior Analyst, Commercial Originations, Commercial Finance Group (CFG)

Equitable Group; Toronto; Hybrid; CAD 100,000 - 125,000; Full time

Job summary

A forward-thinking bank is seeking a Senior Analyst to analyze commercial mortgage loan requests and support the origination process. The ideal candidate has over 5 years of experience in commercial mortgage underwriting and strong analytical skills. This role offers competitive benefits and a hybrid work environment based in Toronto.

Benefits

Competitive bonus

RRSP matching

Comprehensive benefits

Generous vacation and personal days

Professional development allowance

Qualifications

• At least 5 years of commercial mortgage underwriting experience.
• Experience with construction lending and knowledge of real estate underwriting.
• Bilingualism is an asset.

Responsibilities

• Analyze mortgage requests daily to ensure compliance and proper documentation review.
• Assist in transaction processing to meet deadlines.
• Support regional directors and VPs in meetings and presentations.

Skills

Analytical skills

Problem-solving

Organizational skills

Communication skills

Education

Post-secondary education in business or finance

Tools

MS Office

Job description

Join a Challenger

We are a forward-thinking bank that believes in innovating the banking experience to offer Canadians better options. Our team is composed of inquisitive and agile minds committed to transforming banking creatively. If you thrive on big challenges and redefining the future, you belong with us. We foster a fun, collaborative environment that encourages questions and continuous learning.

We are a growing family serving over 670,000 people across Canada through Equitable Bank, Canada's Challenger Bank, with over 50 years of history. Our subsidiary, Concentra Bank, supports credit unions serving more than six million members. Together, we manage over $125 billion in assets and aim to drive positive change in Canadian banking. Our digital platform, EQ Bank, has been recognized as one of Canada's top banks by Forbes since 2021.

The Role

The Senior Analyst, CFG, supports the Director, Regional Director, and Vice President & Managing Director, Origination by analyzing commercial mortgage loan requests across all mortgage types. You will assist in achieving departmental volume targets and support the origination process within designated markets and regions. Knowledge of Equitable Bank’s mortgage products, underwriting standards, risk management, and compliance is essential to ensure all files meet regulatory and industry standards.

You will maintain and update the commercial mortgage pipeline from initial acknowledgment to funding, acting as a liaison among underwriting, funding, and compliance teams. Additional responsibilities include preparing reports, networking with partners, clients, brokers, and internal teams within the Commercial Lending group.

Your core responsibilities include:

• Analytical Support (40%): Analyze mortgage requests daily to assess suitability based on lending guidelines, ensuring compliance and proper documentation review.
• Process Support (30%): Assist in transaction processing to meet deadlines, working with Credit and Funding teams to satisfy all lending criteria.
• Origination Support (20%): Support regional directors and VPs in meetings, presentations, and industry events to understand loan requests and client needs.
• Workflow (5%): Manage your workflow efficiently to meet deadlines.
• Reporting (5%): Prepare and update pipeline reports regularly.

About You

• Post-secondary education in business or finance; specialization in Real Estate is a plus.
• At least 5 years of commercial mortgage underwriting experience.
• Experience with construction lending and knowledge of real estate underwriting, financial analysis, and market factors.
• Bilingualism is an asset.
• Strong analytical, problem-solving, organizational, and communication skills.
• Knowledge of AML/ATF regulations and legal documentation across Canada.
• Proficiency in MS Office; professional designations like E.A. or AACI are advantageous.

Challenges & Opportunities

This role requires independent decision-making, strong judgment, and the ability to handle complex files. You will need to draw on your experience and product knowledge to assess risks and make sound recommendations, managing multiple external partners with unique complexities.

What We Offer

• Competitive bonus, RRSP matching, comprehensive benefits.
• Employee Share Purchase Plan, parental leave top-up, generous vacation, and personal days.
• Virtual events, professional development allowance, and career growth opportunities.
• A hybrid work environment based at 351 King Street East, Toronto.

Equitable Bank values diversity and inclusion and is committed to accessible recruitment. We encourage applicants to request accommodations during the process. Candidates will undergo background and credit checks. We look forward to learning more about you!