Senior AML/KYC Risk & Onboarding Manager

Central 1; Toronto; Hybrid; CAD 115,000 - 130,000; Full time

Benefits offered by this job

Work-life flexibility

Hybrid work environment

Variable annual incentive plan

Generous annual vacation

Benefits plan incl. family building &

Retirement plan with 6% match

Learning platform & education support

Wellness platform access

Career development opportunities

Wellness Flex Fund

Volunteer day off & paid time off

Corporate discounts

Job summary

Central 1 is seeking a Senior Manager, Client Risk Management (AML/KYC) to lead the client lifecycle program for Payments clients. You will oversee onboarding, due diligence, risk assessments, ongoing monitoring, and governance activities, ensuring regulatory compliance while mitigating financial crime and sanctions risks.

The role requires strong leadership, sound judgment, and the ability to navigate complex, sensitive matters with discretion.

Qualifications

• Minimum 10 years of AML/ATF compliance experience within financial services or related industries.
• Extensive experience with CDD, EDD, KYC lifecycle management and ongoing monitoring.
• Strong understanding of PCMLTFA, FINTRAC guidance and AML best practices.
• Leadership with judgment and discretion for sensitive regulatory matters; governance experience.

Responsibilities

• Lead AML/KYC onboarding and risk assessments for payments clients, incl. high-risk entities.
• Oversee early life monitoring and ongoing client monitoring programs and risk scoring.
• Provide CAMLO advisory support to external credit union clients and payment clients.
• Manage RFI governance, aging, response quality, and escalation actions.
• Oversee monthly AML risk reporting and provide actionable risk insights to leadership.
• Lead customer de-risking decisions and governance forums; drive process improvements.

Skills

AML/ATF compliance

Leadership

Risk management

Regulatory compliance

Client onboarding

KYC lifecycle

Stakeholder management

Fraud risk

Education

CAMS CFCS or AML designation

University degree in business or law

Job description

Central 1 is seeking a Senior Manager, Client Risk Management (AML/KYC) to lead the client lifecycle program for Payments clients. You will oversee onboarding, due diligence, risk assessments, ongoing monitoring, and governance activities, ensuring regulatory compliance while mitigating financial crime and sanctions risks.

The role requires strong leadership, sound judgment, and the ability to navigate complex, sensitive matters with discretion.