Retail Mortgage Underwriter - Hybrid Role

DUCA Financial Services Credit Union Ltd.; Toronto; Hybrid; CAD 64,000 - 80,000; Full time

Job summary

DUCA Financial Services Credit Union Ltd. is seeking a Retail Credit Underwriter to join our growing team. The role focuses on underwriting, processing, and approving retail credit applications, including complex residential mortgage cases, within established lending authorities and service standards.

The position supports Member relationships, partners with stakeholders, and strives for process improvements to enhance efficiency and experience. Hybrid work options may apply.

Qualifications

• Minimum 5 years of residential mortgage underwriting experience.
• Experience with prime and non-conforming/alternative lending.
• University or college degree or equivalent combination of education and relevant work experience.

Responsibilities

• Underwrite complex retail lending and mortgage applications within delegated authorities.
• Review and verify mortgage information and supporting documents.
• Adjudicate credit applications and establish terms within lending authorities.
• Escalate and resolve complex lending decisions and credit-related matters.
• Collaborate with internal and external stakeholders to improve underwriting processes.

Skills

Credit analysis

Mortgage underwriting

Risk management

Attention to detail

Education

Bachelor’s degree or equivalent

Tools

Microsoft Excel

Job description

DUCA Financial Services Credit Union Ltd. is seeking a Retail Credit Underwriter to join our growing team. The role focuses on underwriting, processing, and approving retail credit applications, including complex residential mortgage cases, within established lending authorities and service standards.

The position supports Member relationships, partners with stakeholders, and strives for process improvements to enhance efficiency and experience. Hybrid work options may apply.