Relationship Manager/Senior Relationship Manager

Meridian Credit Union; London; Hybrid; CAD 79,000 - 110,000; Full time

Job summary

Meridian OneCap Credit Corp. in London, Ontario, seeks a Relationship Manager to drive growth in a mid-to-large commercial portfolio within a hybrid work model. You will assess risk, structure credits, and build lasting member relationships to expand Meridian’s commercial book.

The role emphasizes real estate, construction financing, and hospitality/industry lending with a focus on cross-selling Meridian products and ensuring profitable relationships for the organization and its members.

Qualifications

• Two to five years of progressive commercial lending experience.
• Experience structuring real estate and construction financing deals.
• Advanced knowledge of banking policies and lending regulations.
• Strong negotiation and portfolio management skills.
• Ability to work independently with a strong commitment to Member service.
• Comfort using AI-enabled tools to enhance productivity.

Responsibilities

• Manage and grow a profitable commercial financing portfolio of diversified members.
• Structure, negotiate and document loan terms and cash management arrangements.
• Demonstrate strong analytical skills in balance sheets and cash flows.
• Develop a comprehensive finance package to meet member needs.
• Mentor and coach colleagues in account management and credit structuring.

Skills

Relationship building

Negotiation skills

Communication skills

Portfolio management

Business development

Credit risk awareness

Education

University Degree in Business or Finance or related discipline

Job description

Relationship Manager/Senior Relationship Manager

Job Category: Business Banking

Requisition Number: RELAT007665

• Posted : September 23, 2026
• Full-Time
• Hybrid

Locations

Showing 1 location

Description

About this opportunity

At Meridian our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are.

Our Business Banking Practice:

Our vision is to be recognized as the financial institution that has the most local impact, supported by a purpose-driven Value Proposition to our Members.

We take the time to get to know our members’ business, anticipate their needs and provide customized solutions. After all, our obligations are to our Members, not shareholders, and we take to heart the best interests of our Members and communities we serve! We’re passionate about what we can do for their business and we’re empowered to leverage our local autonomy to meet their unique needs.

In addition to building customized solutions for business, we offer full service commercial banking solutions, including a wide selection of daily banking products, complementary lending services, cash management solutions, as well as insurance and investments.

As a Relationship Manager/Senior Relationship Manager:

You will be responsible for the overall management and growth of a portfolio of accounts of mid-size and moderate complexity with diversified members and their lending needs. The size of the portfolio managed will depend on the number, type and complexity of the accounts in the portfolio and will involve the annual review of the risk and profitability of each member’s account; monitoring of problem accounts and development of plans to minimize risk. This position analyses financial statements, evaluates security, and establishes loan terms and interest rates. This position is also responsible, within established limits, for the analysis and recommendation of Commercial Credit Applications.

You are a professional who understands the importance of building and nurturing relationships in the community and with Meridian Members. You will seek to grow the size and profitability of the commercial book while minimizing loan risk and maximizing product penetration. You enjoy a fast-paced exciting environment with a commitment to achieving results.

The successful candidate will have experience and expertise in managing medium to large real estate & Construction Financing, lending in Hospitality industry and General Industry (working capital financing). This person will be responsible to generate medium to large related credits within the Business Banking Centre.

What you will do:

• Manage and grow a profitable commercial financing portfolio of diversified Commercial business members.
• Structure, negotiate and document credit and cash management arrangements outlining loan terms and conditions relative to risk, needs of borrower and cost of administration ensuring an appropriate return to the Credit Union.
• Demonstrate a well-developed understanding and solid analytical skills in the areas of balance sheets, cash flow mechanics, and business plans presented by Members.
• Exhibit strong general business sense coupled with the ability to develop a comprehensive finance package structured exclusively to meet the member’s credit and non-credit needs.
• Actively monitor and manage the profitability of Meridian’s relationship with a member in order to retain and maintain business.
• Keep abreast of changes within diverse industry sectors and proactively identifies opportunities to improve the growth and development of the assigned portfolio by analyzing member needs, trends, and competitor offerings.
• Independently generate credit and deposit opportunities in assigned region through cultivation of prospects, calling on referral resources, and networking with centers of influence.
• Proactively build and maintain a sales plan that includes outbound calling, marketing efforts and cross selling of Meridian’s products and services in order to position Meridian and the Relationship Manager as the Centre of Influence.
• Minimize loan risks through diligent, timely and proactive annual financial reviews and ongoing monitoring of changing economic/marketplace influences and applicable industry trends/data.
• Conduct extensive due diligence and prepares credit submissions in accordance with the company’s standards and procedures and presents them to the Regional Vice President.
• Focus on the highest quality Member service, ensuring alignment with overall Meridian and Commercial goals and objectives.
• Mentor and coach less experienced Commercial Services colleagues through collaborative teamwork and provides advice in regards to account management and credit structuring.
• Actively participate in Company and Community events and activities while demonstrating Meridian Values.

How you will succeed:

• University Degree in Business or Finance or related discipline or an equivalent combination of education and experience.
• Minimum of two to five years of progressive commercial lending experience in sales/service and managing a diverse portfolio in commercial banking environment or like field.
• Proven experience and expertise in structuring, managing and servicing medium to large real estate and construction financing deals will be a definite advantage.
• Advanced knowledge of business lending policies, complex procedures, techniques and documentation requirements
• Advanced knowledge of statutory guidelines and regulations governing business lending
• Extensive credit and non-credit product knowledge with a desire to enhance the level and breadth of this knowledge base on an on-going basis.
• Strong, proven, origination, business development, relationship building and portfolio management skills
• In depth knowledge of accounting policies and procedures.
• Effective knowledge of banking systems and computer applications.
• Advanced understanding of credit risk, credit structuring and underwriting skills.
• Strong negotiation, communication and presentation skills (both verbally and in writing).
• Ability to work independently with confidence and strong commitment to Member service.
• Comfort learning and adopting new digital tools, with an openness to usingAI‑enabled technology to enhance productivity, accuracy, and the Member experience.

This role represents an existing vacancy. Internal candidates are being considered as part of our standard process.

Salary Range: CAD $79,000.00 – $110,000.00 annually.

Compensation for this role is based on a combination of skills, experience, and internal equity. Candidates with stronger alignment to the role’s requirements may be placed higher within the range. Your recruiter will share more information about our total rewards package during the hiring process.

Office Location: 700 Richmond St., London and 200 Speedvale Avenue W., Guelph. This is a hybrid role.

Meridian has a remote work policy that allows flexibility for employees to work remotely but also requires regular time in the office for purposeful meetings to collaborate, innovate and build effective relationships with your team, your colleagues and your leader which is very important to us.

What's in it for you?

• We have an inclusive and collaborative working environment that encourages creativity, curiosity, and celebrates success!
• We provide you