Quantitative Analyst I, Capital

Affirm; Canada; Remote; USD 90,000 - 130,000; Full time

Job summary

Join a forward-thinking company that is transforming the credit landscape by making it more transparent and consumer-friendly. As part of the Quantitative Markets team, you will develop automation tools and data-driven models that enhance the efficiency of debt financing strategies. This role offers the opportunity to collaborate with diverse teams, ensuring your contributions directly impact business decisions. With a commitment to employee well-being, the company provides a comprehensive benefits package and a remote-first work environment, making it an ideal place for innovative thinkers who thrive in dynamic settings.

Benefits

100% subsidized medical coverage

Generous stipends for Technology and Lifestyle needs

Competitive vacation and holiday schedules

Employee stock purchase plan

Qualifications

• 1-3 years of experience in data science, analytics, or quantitative finance.
• Strong data manipulation and model development skills.

Responsibilities

• Develop automation tools to optimize pricing and modeling of consumer debt financing deals.
• Build data-driven models to analyze performance of consumer loans.

Skills

Data Science

Data Analytics

Quantitative Finance

Process Automation

Machine Learning

Interpersonal Skills

Communication Skills

Education

Bachelor's Degree in a related field

Tools

Python

R

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re looking for a smart, driven individual to join our Quantitative Markets team. The Quantitative Markets team is responsible for structuring and pricing Affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building data-driven models to analyze and predict the performance of Affirm’s consumer loans. The ideal candidate will have prior experience in process automation and optimization as well as development and implementation of quantitative and/or machine learning models. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills.

What You’ll Do

1. Develop automation tools and optimize existing business processes to enable more efficient pricing and modeling of consumer debt financing deals as well as improve overall efficiency of the team.
2. Advance Affirm’s asset-liability management model to help inform optimal funding strategies.
3. Build data-driven models to analyze and predict the performance of Affirm’s consumer loans.
4. Partner cross-functionally with our Capital Markets, Treasury, Risk, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions.

What We Look For

1. 1-3 years of relevant experience in technical areas (e.g. data science, data analytics, quantitative finance).
2. Strong data-manipulation and model development and implementation skills using tools such as Python/R.
3. Experience building quantitative models or implementing machine learning models is a plus.
4. Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization.
5. Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment.
6. Desire to understand the broader context of business decisions.

Base Pay Grade - I
Equity Grade - 3

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $90,000 - $130,000

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.