Product Specialist

Gore Mutual Insurance; Toronto; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading mutual insurance company in Toronto, Ontario, seeks a Product Analyst to execute product and pricing initiatives for Commercial Insurance. The role emphasizes managing profit & loss, collaborating with various teams, and enhancing product offerings. Ideal candidates have a community college or undergraduate degree and significant experience in performance analysis and product development.

Qualifications

• 3+ years of performance analysis required.
• Experience in product development required.
• 3-5 years in Personal Commercial Lines Underwriting in P&C or Commercial Auto.

Responsibilities

• Manage product offerings and oversee profit & loss.
• Support regulatory filings and maintain underwriting manuals.
• Conduct consumer research for product development.

Skills

Communication

Critical Thinking

Decision Making

Initiative

Relationship Management

Data Analysis

Business Acumen

Education

Community College or Undergraduate Degree

Job description

Next Horizon is here. Fueled by investments in talent and technology, our bold strategy to transform is nearly complete.

At Gore Mutual, we’ve always set ourselves apart as a modern mutual that does good. Now, we’re proudly building on that legacy to transform our company—and our industry—for the better.

Our path forward sharpens our focus on business performance, driven by leading technology, innovation and an agile, high-performing culture. With Gore Mutual and Beneva announcing their intent to merge in 2026, we’ll be uniting two well-established, financially strong, and trusted brands to become the strongest mutual insurer in Canada, ensuring Canadians have purpose-driven insurance options for generations to come. Come join us.

Product Analyst

This role is responsible for executing product and pricing initiatives for Commercial Insurance. It involves managing profit & loss, overseeing product offerings such as Fleet, Garage, IRCA, Property & Casualty, and completing underwriting filings. The role also includes maintaining product and pricing manuals, conducting consumer research for product development, and collaborating with the Business Insights and Actuarial teams to identify improvements and ensure operational targets are met. Additionally, the role serves as a subject matter expert for system enhancements and defects, assists operational teams, and prepares and delivers stakeholder communications and training, including presentations for senior leadership.

Accountabilities

• Portfolio management of existing products along with the Business Insights team and the Product and Pricing Managers to ensure financial and growth objectives are achieved. This includes recurrent reviews of the Gore portfolio and overall industry performance. Escalate concerns and provide recommendations to address gaps to the Product and Pricing Manager. Perform analysis using MS Excel and other third-party software.
• Support and assist with the completion of underwriting filings with regulatory bodies as required. Update underwriting manual as needed. Develop and maintain forms and policy wordings for associated products.
• Research, analyze, and present findings / recommendations at the subcommittee level.
• Review defects and enhancements in accordance with build requirements and facilitate system fixes.
• Track the benefits of initiatives to ensure satisfaction of the original benefit analysis of the proposal.
• Review regulatory reforms and provide direction to the Product and Pricing Manager for presentation to the sub-committee, the Business Unit Compliance Officer, and Commercial Insurance leadership.
• Support the execution of approved changes and identified streamlined improvements across P&C, IRCA, Garage, and Fleet. Deliver requirements, oversee the development, and test system changes.

Job Qualifications

Community College or Undergraduate Degree required

Performance Analysis : 3 years required

Product Development : Required

Personal Commercial Lines Underwriting in Dominant Line (P&C Or Commercial Auto) : 3-5 years required

III. Skills

Communication

Critical Thinking

Decision Making

Initiative

Relationship Management

Data Analysis

Business Acumen

LI-HYB

INDHP

Accessibility for applicants

Gore Mutual Insurance Company is committed to providing accommodations for people with disabilities during all phases of the recruiting process, including the application process.

If you require accommodation because of a disability, we will work with you to meet your needs.Contact us and a human resources representative will consult with you to determine an appropriate accommodation.

Should you request an accommodation during the interview process, please notify your Talent Acquisition Consultant.

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