Private Banker

Desjardins; Ottawa; Ibrido; CAD 71.000 - 105.000; Tempo pieno

Vantaggi offerti da questo lavoro

Annual bonus

4 weeks vacation

Defined benefit pension

Group insurance with telemedicine

Health and wellness reimbursement

Telework equipment reimbursement

Descrizione del lavoro

Desjardins Wealth Management is seeking a private banker to deliver a high‑end advisory experience to its high‑net‑worth members. You will manage financing, cash management, and banking needs, collaborating with wealth managers to grow relationships and provide a comprehensive wealth management solution.

Expect to structure complex credit, negotiate terms, and maintain proactive client contact in compliance with standards.

Competenze

• Bachelor's degree in finance or a relevant field.
• Minimum of five years in finance and as a personal financial advisor, including two to four years as a business financial advisor (commercial credit).
• Mutual fund representative (MFR) licence.
• Advanced proficiency in English and French.

Mansioni

• Provide high‑level relationship management for high‑net‑worth households.
• Collaborate with wealth managers and Desjardins partners to support goals with a wealth management strategy.
• Structure complex financing requests by interpreting financial data and submitting financing/credit renewal requests.
• Negotiate credit terms in line with risk management and profitability criteria.
• Identify risks inherent to Wealth Management activities and advise accordingly.
• Promote Desjardins digital solutions and assist members in using them.
• Resolve member issues to ensure complete satisfaction and stay current with product/service standards.

Conoscenze

Relationship management

Financial analysis

Bilingual English/French

Formazione

Bachelor's degree in finance or relevant field

Descrizione del lavoro

As a private banker, you act as a professional advisor providing a superior member/client experience to Desjardins Wealth Management's high-net-worth households by meeting their financing, cash management and day-to-day banking needs. You attract high-net-worth households and develop a long-term relationship with this clientele. To do so, you work together with wealth managers to ensure high-level relationship management through a personalized and distinctive approach in compliance with the standards for first-rate service, proactive contacts and support in their projects and life events. You maintain ongoing communication and meticulously follow up with wealth managers and Business Services account managers to identify member/client needs, and thus actively participate in the growth of existing relationships and the development of new business relationships. Your role is to provide a high-end integrated offering for clients with complex and specialized needs and recommend innovative and customized strategies and solutions to meet member/client needs. You are responsible for the banking portfolio of members and clients, which includes financing, debt management, transaction accounts, prestige credit cards, personalized banking packages, investments, and current and protective financial solutions. an expert in banking solutions, and more specifically, complex financing, you negotiate the terms and conditions of authorized credit, ensuring that they meet the risk management standards and profitability criteria sought and the satisfaction of members, clients and partners. More specifically, you will be required to :

• Ensure relationship management and first-rate proactive advice to high-net-worth households that exceed their immediate needs.
• Focus on members and clients by working closely with wealth managers and other Desjardins partners to support their goals through a comprehensive wealth management strategy.
• Develop long-term relationships with high-net-worth clients by fully understanding their situation and by meeting all their banking and financing needs.
• Structure complex financing requests by interpreting financial data through sophisticated analysis and submit financing and credit renewal requests.
• Negotiate credit terms and conditions in compliance with risk management standards and profitability criteria.
• Be able to identify the risks inherent to the Wealth Management sector's activities.
• Contribute to Desjardins business development objectives by ensuring the repatriation and development of business with high-net-worth clients and their families.
• Be familiar with the digital solutions offered by Desjardins and encourage members and clients to use them by providing them with information and assistance.
• Resolve member/client problems to their complete satisfaction.
• Stay on top of the latest products, services and standards in your field.

What we offer*

• Competitive salary and annual bonus
• Salary range : $71 437 to $104 775 per year
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

*Benefits apply based on eligibility criteria.

#LI-Hybrid, #ON09

What you bring to the table

• Bachelor's degree in finance or a relevant field
• A minimum of five years of relevant experience in finance and as a personal financial advisor, including two to four years of relevant experience as a business financial advisor commercial credit
• Please note that other combinations of qualifications and relevant experience may be considered
• Mutual fund representative (MFR) licence
• Advanced proficiency of English and French due to the nature of the duties or work tools or because the position involves interactions with English and French speaking partners, members and/or clients

Ambiguity, Decision quality, Drive results, Interpersonal Savvy, Networks, Persuades

Equity, Diversity, Inclusion and Accessibility

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable)

Job Family

Member/client sales and service (FG)

Desjardins uses tools that incorporate artificial intelligence functionalities to screen or assess applicants as part of the recruitment process for this position.