Personal Lines Underwriter

AXIOM Mutual Insurance Company; Zurich; On-site; CAD 55,000 - 75,000; Full time

Job summary

A leading insurance company is seeking a Personal Lines Underwriter to enhance its underwriting department. The ideal candidate will collaborate with Advisors and Brokers to manage underwriting files, ensuring coverage eligibility while providing excellent service to Members. Applicants should have at least two years of Personal Lines Underwriting experience and hold a related degree.

Benefits

Performance Based Compensation

Career Growth Opportunities

Paid Training

Pensions & Benefits

Qualifications

• Minimum 2 years Personal Lines Underwriting experience preferred.
• CIP Designation or in progress is a plus.
• Valid Ontario driver's license required.

Responsibilities

• Processing and underwriting files for automobile and residential policies.
• Reviewing applications to determine coverage eligibility.
• Communicating coverage changes to Advisors and Broker Partners.

Skills

Personal Lines Underwriting

Risk Assessment

Communication

Education

University / College Degree in Insurance, Business, or Communications

Tools

P&C Insurer Operating Platforms

Various Software Programs

Job description

Personal Lines Underwriter

Who We Are

Axiom Mutual Insurance Company is a proud leader in the Ontario Mutual Insurance industry. As a Mutual insurer, we are Member-owned and pride ourselves on serving our Members with customer service that is second to none. We believe in providing our Members with peace of mind – properly insured.

Opportunity

We are looking for a self-starter who will enhance our personal lines underwriting department by providing exemplary service to our Members. The Personal Lines Underwriter will report to the Underwriting Manager, Personal Lines, and will be responsible for accepting, rejecting, and amending new business, renewals, and endorsements for Members within allocated scope of authority. The Personal Lines Underwriter will work collaboratively with Advisors, Risk Inspectors, Claims Adjusters and Broker Partners to minimize losses, manage risk exposures, and generate beneficial solutions for Axiom Members.

What You Will Be Doing

• Processing and underwriting files within binding authority limits involving personal automobile and residential and farm policies (i.e. new business, endorsements, renewals, and requests for cancellations)
• Reviewing policy applications including Member profiles, claims history, inspection reports, credit ratings and driving records to determine coverage eligibility
• Reporting findings to Advisors or Broker Partners prior to accepting, modifying, or rejecting based on findings from risk assessment and policy application review
• Collaborating to determine appropriate coverages and evaluate policy options, while adhering to our Underwriting Guidelines and binding authorities
• Working with our Advisors to identify available coverages, appropriate premiums, and necessary terms for new business, policy renewals, and endorsements
• Communicating coverage changes and amendments to Underwriting Guidelines with Advisors and Broker Partners

Candidate Profile

• Minimum 2 years Personal Lines Underwriting experience (preferred), experience with farm policies an asset
• University / college degree or diploma – Insurance, Business or Communications preferred
• Working knowledge and experience using P&C insurer operating platforms, information technology and other various software programs
• CIP Designation (or in progress)
• Valid Ontario driver’s license

What We Offer

• Performance Based Compensation
• Career Growth
• Affordable Communities
• Paid Training Opportunities
• Pensions & Benefits

Axiom Mutual Insurance Company is an inclusive employer. We believe in hiring a diverse workforce and sustaining an inclusive, people-first culture. We encourage applications from all qualified candidates and will accommodate applicants’ needs throughout all stages of the recruitment and selection process. We encourage candidates to make their accommodation needs known so we can provide equitable opportunities.

How to Apply

Interested candidates are encouraged to submit their resume and cover letter detailing their unique qualifications and experience to [e-mail].