Personal Finance Advisor

Desjardins Group; Laval; On-site; CAD 45,000 - 75,000; Full time

Job summary

An established industry player is seeking a personal finance advisor to foster lasting relationships with clients. In this role, you will provide tailored financial advice, helping clients navigate their financial goals through investments, loans, and insurance products. Your interpersonal skills will be crucial as you work closely with individual members and businesses, ensuring their satisfaction while balancing business objectives and risk management. This position offers a competitive salary, flexible vacation, and a defined benefit pension plan, making it an exciting opportunity for those passionate about financial services and client relationships.

Benefits

Competitive salary and annual bonus

4 weeks of flexible vacation

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness expenses

Qualifications

• Minimum one year of relevant experience in personal finance advisory.
• Knowledge of current financial, economic, and legislative events.

Responsibilities

• Advise members on financial strategies and expected results.
• Manage business relationships and assess client satisfaction.

Skills

Interpersonal Savvy

Customer Focus

Action Oriented

Drive Results

Nimble Learning

Education

Bachelor's degree in a related field

Tools

Mutual fund representative certificate

Job description

As a personal finance advisor, you’re responsible for developing and maintaining lasting and trusting business relationships with members and clients, to ensure they’re satisfied. Your role is to listen to members’ and clients’ needs, offer them advice that fits their financial situation and help them choose appropriate solutions to meet their financial goals. You work closely with a client base consisting mainly of individual members and businesses. Interpersonal savvy is therefore essential. You drive results by recommending investments, loans and insurance products. You use your expertise to balance member/client satisfaction, business objectives, profitability and sound and prudent risk management. You work with various partners and experts to design integrated strategies that meet the needs of members and clients.

Responsibilities:

1. Advise members and clients on the best strategies and work with them to identify expected results.
2. Manage business relationships, assess member/client satisfaction and service quality, follow up and identify areas for improvement.
3. Stay up-to-date on the financial services industry, market trends and best practices in your field.
4. Participate in outreach activities and represent the caisse in the community.

What we offer:

1. Competitive salary and annual bonus.
2. 4 weeks of flexible vacation starting in the first year.
3. Defined benefit pension plan that provides predictable, stable income throughout retirement.
4. Group insurance including telemedicine.
5. Reimbursement of health and wellness expenses and telework equipment.

* Benefits apply based on eligibility criteria.

What you bring to the table:

1. Bachelor's degree in a related field.
2. A minimum of one year of relevant experience.
3. Please note that other combinations of qualifications and relevant experience may be considered.
4. Mutual fund representative certificate – Autorité des marchés financiers.
5. Knowledge of French is required.
6. Knowledge of current financial, economic, political and legislative events.
7. Understanding of all products and services aimed at caisse members and those offered by Desjardins Business Centres, Desjardins components and distribution networks, and those offered by competitors.
8. Debt management.
9. Notions of compliance with legislation respecting the distribution of financial products and services.
10. Understanding of the philosophy and fundamentals of financial services cooperatives.
11. Policies, legislation and standards related to products and services offered by the caisse.
12. Techniques used to assess and monitor individual financing applications.
13. Available to work one evening per week.

Action oriented, Customer Focus, Differences, Drive results, Interpersonal Savvy, Nimble learning.