North American Portfolio Manager

Mitsubishi HC Capital America, Inc.; Quebec; On-site; CAD 65,000 - 105,000; Full time

Job summary

A financial services firm in Quebec is seeking a North American Portfolio Manager to oversee its Canadian portfolio. This role involves credit risk assessment, client relationships, and financial compliance. Ideal candidates have significant experience in commercial lending and must be bilingual in French and English. A comprehensive benefits package is offered, including competitive pay and professional growth opportunities.

Benefits

Top-Tier Health & Insurance

Financial Security with RSP contributions

Competitive vacation time

Annual fitness reimbursement

Tuition reimbursement after one year

Qualifications

• 5+ years in loan portfolio management or as a Credit Analyst required.
• 10+ years’ experience in commercial lending is necessary.
• Strong understanding of ABL and related loan products.

Responsibilities

• Assist in managing and optimizing client portfolios.
• Control portfolio risk and mitigate loan loss.
• Monitor system reports and identify adverse trends.

Skills

Bilingual in French and English

Credit risk assessment

Financial compliance

Client relationship management

Time management

Analytical skills

Education

BA/BS in finance/economics or equivalent experience

Job description

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Mitsubishi HC Capital America, Inc. provided pay range

This range is provided by Mitsubishi HC Capital America, Inc.. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

65,000.00 / yr - $105,000.00 / yr

Are you ready to take your financial expertise to the next level? Our client, Mitsubishi HC Capital, is seeking a North American Portfolio Manager to join their dynamic team as a key player in managing their Canadian portfolio. If you're passionate about delivering exceptional customer service, minimizing credit risk, and driving client retention, we want to hear from you!

In this role, the North American Portfolio Manager will support the management of the company’s Canadian portfolio, which includes Asset-Based Lending (ABL), Enhanced Borrowing Relationships (EBR), and Progressive Funding clients. Key responsibilities include credit risk assessment, financial compliance, internal reporting, and fostering strong client relationships. As part of a collaborative team, you will work closely with the ABL Portfolio Manager, credit analysts, underwriters, risk and operations leaders, and the sales team. This is an exciting opportunity for someone who is passionate about managing risk, while building lasting client partnerships.

KEY RESPONSIBILITIES :

• Assist in managing and optimizing client portfolios
• Control portfolio risk and mitigate loan loss to acceptable levels
• Monitor system reports, including trend reports, collateral reports, and financial spreads and identify adverse trends and bring to the attention of Portfolio Manager
• Conduct research on market trends and sectors
• Prepare annual reviews on ABL and EBR clients as determined
• Address ongoing client requests, amendments, and reporting requirements
• Proactively identify adverse client trends and take necessary steps toward positive resolution and minimize credit loss exposure
• Work with clients to ensure covenant and financial reporting in accordance with loan document requirements
• Understand multiple industry dynamics and how economic conditions impact credit quality and transaction structure
• BA / BS (finance / economics preferred) or equivalent experience
• Formal credit training or 5+ years in loan portfolio management or as a Credit Analyst
• 10+ years’ experience in commercial lending
• Experience with ABL credits, and portfolio management
• Must be bilingual in French and English
• Strong understanding of ABL and related loan products, including the underwriting, structuring, and documentation requirements associated with senior secured lending
• Extensive knowledge of credit evaluation, financial and cash flow analysis
• Excellent interpersonal, organizational, verbal, and written communication skills with good attention to detail
• Time Management : ability to organize and manage multiple priorities at once
• Collaborative team member with a positive outlook, who understands their role’s impact on the company’s overall success and consistently follows through on commitments

Experience a comprehensive package designed to fuel your personal and professional journey :

• Top-Tier Health & Insurance : Medical, dental, vision, life & AD&D with low premiums; prescription drug coverage
• Financial Security : 40K with immediate vesting and up to 4.5% match; RSP contributions day one; HSA contributions; flexible-spending accounts
• Time Off : Competitive vacation time, plus 10 scheduled holidays
• Wellness & Lifestyle : Annual fitness reimbursement; virtual fitness membership; Stress management tools; Employee Assistance Program for confidential support and coaching
• Professional Growth : Tuition reimbursement after one year; dedicated development budget
• Culture : Transparent, collaborative environment with a supportive, family-like team

COMPENSATION : $65,000 - $105,000 CAD; based on experience. This role is also eligible for a year-end bonus.

MAKE A VISABLE IMPACT : Apply now or forward your resume directly to : [e-mail]

Mitsubishi HC Capital is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, status, religion or belief, marital status, or pregnancy and maternity.

Gallagher's HR & Organizational effectiveness team provides expert guidance and hands-on support in HR, Recruiting, and Payroll to help organizations stay focused on achieving their strategic business goals.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance, Customer Service, and Analyst

Industries

Financial Services, Loan Brokers, and Industrial Machinery Manufacturing

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