National Field Underwriting Consultant

Manulife Financial; Quebec; Remote; CAD 80,000 - 110,000; Full time

Job summary

A leading financial services company in Quebec is seeking a bilingual Regional Field Underwriter to play a key role in its underwriting team. You will conduct risk assessments, enhance sales through advisor relationships, and support large cases over $5 million. The ideal candidate has at least 15 years of underwriting experience and is proficient in both French and English. This role allows for remote work and offers competitive benefits.

Benefits

Flexible working environment

Incentive programs tied to performance

Support for professional development

Qualifications

• Minimum of 15 years of experience as an underwriter specializing in large life insurance cases.
• Proven track record in underwriting with a sales and relationship-focused mindset.
• Strong understanding of insurance products and financial guidelines.
• Experience with financial reports and anti-money laundering practices.
• Ability to work collaboratively and creatively with others.
• Fully bilingual in French and English.

Responsibilities

• Conduct risk assessments in alignment with company standards.
• Support large life insurance cases, particularly over $5 million.
• Enhance sales through strong advisor relationships.
• Prepare cover letters and respond to inquiries promptly.
• Engage directly with clients to provide opinions.

Skills

Bilingual proficiency (French/English)

Risk assessment and classification

Strong time management

Relationship management

Analytical skills

Education

FALU, FLMI, or ACS designations (preferred)

Tools

Microsoft Word

Microsoft PowerPoint

Microsoft Excel

Microsoft Teams

Job description

Overview

The bilingual Regional Field Underwriter is a key member of Manulife’s Underwriting team, operating at the intersection of field-level collaboration and innovative underwriting practices. This role involves working closely with advisors, clients, and wholesalers, providing expert medical and financial field underwriting services, including case packaging and cover memo preparation. The Regional Field Underwriter plays a crucial role in supporting our Summit Experience and enhancing client satisfaction and business growth through excellence in field underwriting.

Key Responsibilities

• Conduct risk assessment and classification in alignment with Manulife's philosophy and standards.

• Proactively and reactively support advisors and clients, particularly with large life insurance cases over $5 million.

• Enhance sales through strong advisor relationships and excellence in field underwriting practices.

• Prepare comprehensive cover letters and respond to preliminary opinions and inquiries promptly.

• Engage directly with clients to provide curated preliminary opinions.

• Collaborate with the National Field Underwriter and Head Office underwriters to ensure consistency and the highest quality decisions.

• Maintain positive and effective relationships with internal and external partners, including advisors, wholesalers, and other specialists.

• Stay updated with industry trends and guidelines by attending underwriting and sales team meetings.

• Manage client expectations by identifying unwanted risks and suggesting alternative product solutions.

• Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.

• Identify and propose solutions to enhance processes and customer experience.

• Create and deliver presentations and conduct regular in-person meetings to strengthen advisor relationships.

• Represent Manulife externally.

Required Qualifications

• Minimum of 15 years of experience as an underwriter, specializing in large life insurance cases over $5 million.

• Proven track record in underwriting with a sales and relationship-focused mindset.

• Strong understanding of insurance products, financial and medical guidelines, and non-medical risks impacting mortality.

• Experience with financial reports and training in anti-money laundering practices.

• Ability to work collaboratively with advisors, wholesalers, and underwriters, and think creatively to provide solutions.

• Proficiency in Microsoft Word, PowerPoint, Excel, and Teams.

• Strong time management, organizational skills, and ability to analyze complex information.

• Fully bilingual (French/English): The successful candidate will be required to communicate in English and French in order to support clients from various jurisdictions outside of Quebec.

Preferred Qualifications

• Working towards, or completion of FALU, FLMI, and ACS designations.

When you join our team

• We’ll empower you to learn and grow the career you want.

• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.

• As part of our global team, we’ll support you in shaping the future you want to see.

關於宏利和恒康

宏利金融公司是一家業界領先的國際金融服務商，致力於幫助人們實現「輕鬆投資理財，樂享豐盛人生」。若要進一步了解我們，請瀏覽

宏利是平等機會僱主

在宏利／恒康，我們擁抱多元。我們致力於吸引、培養及挽留和所服務客戶同樣多元的員工，並從而營造包容的工作環境，接納文化和個體差異。我們矢志維持公平的招聘、挽留、晉升及薪酬制度，我們管理的所有實踐及項目不會因種族、血統、原籍地、膚色、族裔、國籍、宗教或宗教信仰、信仰、性別（包括懷孕及其相關情況）、性取向、遺伝特徵、退伍軍人身份、性別認同、性別表達、年齡、婚姻狀況、家庭狀況、殘疾或受適用法律保護的任何其他因素而區別對待。

我們的首要任務是消除障礙，為員工提供平等就業機會。人力資源部代表將盡力為應徵過程中提出要求的申請人提供合理協助。申請人要求提供協助所分享的信息將會按照適用法律及宏利／恒康政策儲存及使用。應徵過程中如需協助，請聯絡 [e-mail]。

Working Arrangement

遠端工作

Salary & Benefits

Salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. For additional information, please contact [e-mail].