Mortgage Underwriter, Lending

Neo Financial; Calgary; On-site; CAD 60,000 - 100,000; Full time

Job summary

An innovative fintech company is seeking experienced Mortgage Underwriters to join their dynamic team. In this role, you will be responsible for reviewing mortgage documentation and underwriting deals, collaborating closely with the Mortgage Sales team and brokers to deliver effective solutions for clients. The ideal candidate will have a passion for excellence, strong communication skills, and a hands-on approach to problem-solving. This is an exciting opportunity to contribute to a rapidly growing company that values teamwork, ownership, and professional integrity, while helping shape the financial future for Canadians.

Benefits

Equity through stock options

Challenging work environment

Supportive team culture

Qualifications

• 2+ years of underwriting experience in the Canadian mortgage industry.
• Strong communication skills and exceptional time management capabilities.

Responsibilities

• Review documentation and underwriting deals from across the country.
• Liaise with Sales team and third party brokers on mortgage files.

Skills

Underwriting

Communication Skills

Problem-solving

Time Management

Client Service

Education

2+ years of underwriting experience

Tools

Salesforce CRM

Job description

Come Build a Better Financial Future for all Canadians

At Neo, we’re building a more rewarding financial experience for all Canadians.

Life at a rapidly expanding tech startup is demanding, exhilarating, and not for everyone.

From world-class creative minds to brilliant engineers, it's high-performing people that make Neo a workplace with passion and purpose.

Since being founded in 2019, Neo has built incredible traction and is one of the fastest growing fintechs in Canada.

• LinkedIn’s Top Startup in Canada for 2022 and 2023
• Top-ranked mobile apps and credit cards
• Canada’s top-rated credit card
• Team of 700+ people
• 1M+ customers in 3 years

High Performance at Neo

We recruit, hire, and build our company culture around these attributes:

Teamwork: We trust, respect, encourage, and show up for each other — through good times and hard.

Ownership: We all have a stake in Neo’s success — so we go out of our way to do what needs to get done.

Professional Integrity: We hold ourselves (and each other) to the highest standards of integrity.

The Role

We're looking for experienced Mortgage Underwriters. You’ll be responsible for reviewing documentation and underwriting deals from across the country. You’ll work closely with our Mortgage Sales team and third party brokers to ensure we’re finding the most effective solutions for our customers.

What you'll be doing:

• You successfully deliver mortgages from the application stage through to funding with the support of your Mortgage Coordinator.
• You execute skilled and clear communication with Sales team, mortgage brokers, and internal/external partners.
• You liaise with the Sales team, Coordinators, and third party brokers on status updates for active mortgage files.
• You review all documents associated with mortgage files to ensure they meet Neo’s policies and guidelines.
• You utilize a hands-on approach and problem-solving skills to make prudent decisions on complex mortgage files.
• You work with management for support on complex files where standard lending solutions have been exhausted.
• You develop subject matter expertise in the functionality and features of products, services, tools, technology, and Salesforce CRM capabilities.
• You remain current on the latest industry trends to secure a competitive advantage.

Who we are looking for:

• You have 2+ years of underwriting experience in the Canadian mortgage industry.
• You have a passion for growth and excellence.
• You bring epic focus and energy, with a strong dedication to client service.
• You have superior communication skills, both verbal and written.
• You're highly organized with exceptional time management capabilities.

Working at Neo:

Joining Neo means betting on yourself and discovering your full potential. We continually challenge ourselves and each other to do our best work.

Our team members earn meaningful equity in the company through stock options. Successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.