Mortgage Underwriter (Hybrid)

NATIONAL BANK OF CANADA; Edmonton; On-site; CAD 70,000 - 100,000; Full time

Job summary

Join the Optimum Mortgage team at a leading bank as a Mortgage Underwriter. In this role, you'll support clients in achieving homeownership through tailored mortgage solutions, with a focus on compliance and innovative lending practices. Enjoy a company culture centered on continuous improvement, client-focused solutions, and a commitment to diversity and inclusion, along with various benefits that enhance your work-life balance.

Benefits

Health and wellness programs

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Community involvement opportunities

Virtual sleep clinic

Qualifications

• Experience in residential mortgage underwriting, ideally within a broker channel.
• Strong analytical and decision-making skills with attention to detail.
• Knowledge of industry compliance practices, including AML/ATF, Privacy, and KYC.

Responsibilities

• Provide detailed and analytical credit decisions on complex mortgage applications.
• Establish profitable, low-risk lending parameters aligned with client needs.
• Collaborate across departments for seamless operations and resolution-focused outcomes.

Skills

Analytical Skills

Decision-Making

Attention to Detail

Communication

Negotiation

Education

Experience in Residential Mortgage Underwriting

Tools

Mortgage Systems

Job description

Attendance Hybrid Job number 26269
Category: Professional
Status: Permanent
Type of Contract: Permanent
Schedule: Full-Time
Posting date: 07-May-2025
Location: Edmonton, Alberta
Area of Interest: Operations

A career as a Mortgage Underwriter in the Optimum Mortgage team at National Bank involves supporting clients in achieving homeownership by providing tailored mortgage solutions through our Broker channel. This role allows you to positively impact the organization with your credit evaluation skills, risk management commitment, and collaborative, client-focused underwriting approach.

Fully remote opportunity available.

• Provide detailed and analytical credit decisions on complex mortgage applications promptly and accurately.
• Establish profitable, low-risk lending parameters, including pricing, terms, and conditions, aligned with client needs and guidelines.
• Ensure all decisions comply with risk appetite, legislative, regulatory, and policy requirements, including AML/ATF and KYC.
• Partner with Mortgage Documentation Officers and mentor team members for development and growth.
• Identify and recommend innovative, flexible mortgage solutions tailored to borrower needs.
• Maintain composure and efficiency in a fast-paced, sales-driven environment while delivering excellent client service.
• Collaborate across departments to support seamless operations and resolution-focused outcomes.

Your team

You will be part of a dedicated team of mortgage underwriting professionals within the Optimum Mortgage business line, reporting to the Section Manager. Our team values continuous improvement, resolution mindset, and a client-first approach. We offer flexible work arrangements, personalized development plans, and a supportive environment.

Benefits include internal training, mentorship, and technology-enabled systems that streamline work and foster innovation in mortgage underwriting.

Basic requirements

• Experience in residential mortgage underwriting, ideally within a broker channel or financial institution.
• Strong analytical and decision-making skills with attention to detail.
• Knowledge of industry legislation and compliance practices, including AML/ATF, Privacy, and KYC.
• Proficiency with mortgage systems and tools.
• Excellent communication and negotiation skills, with a collaborative mindset.
• Passion for providing creative, client-focused solutions in a high-volume environment.

Skills include artificial intelligence, diversity & inclusion, teamwork, cybersecurity, empathy, initiative, learning agility, and resiliency.

Benefits

• Health and wellness programs
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Community involvement opportunities
• Virtual sleep clinic

We promote a positive employee experience through flexible benefits, modern work environments, and inclusive culture. Our core values of partnership, agility, and empowerment guide us, and we are committed to accessibility and inclusivity. If you need accommodations, please let us know during your initial conversations.

Join us and live your ambitions!