Mortgage Loan Officer (Hybrid in Galt, CA)

Banner Bank; Pelham; On-site; CAD 60,000 - 80,000; Full time

Job summary

An established industry player in the financial sector is seeking a dedicated Mortgage Loan Officer to join their award-winning team. This role offers the chance to make a meaningful impact by helping clients secure real estate loans while adhering to the highest standards of economic value and safety. You will engage with clients, promote homeownership through community outreach, and build relationships with realtors and builders. With a competitive compensation package and a commitment to diversity, this opportunity is perfect for those passionate about making a difference in their community.

Benefits

Comprehensive medical benefits

401k plan with up to 4% match

Tuition reimbursement

Paid vacation and sick leave

11 holidays per year

Qualifications

• 3+ years of residential mortgage origination experience required.
• Knowledge of federal and state real estate lending laws.

Responsibilities

• Originate real estate loans from various sources.
• Promote homeownership through community outreach.

Skills

Closing and Funding Loans

Mortgage Origination Processes

Effective Communication

Negotiation Skills

Market Awareness

Education

H.S. Diploma

Bachelor's Degree in Finance, Accounting, Business

NMLS Registration

Job description

More than 130 years ago, we started with core values that never go out of style: listen, learn, and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America for the past eight consecutive years, and Newsweek names Banner one of the Most Trustworthy Companies for the past four years.

With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering capital to personal banking clients and businesses of all sizes, we emphasize employee volunteerism and donate millions annually to community organizations.

As a Mortgage Loan Officer with Banner Bank, you will be part of our award-winning Mortgage Lending team, recognized with the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This team delivers superior value to clients by attracting and originating real estate loans that meet Bank standards for economic value and safety, contributing to the Bank's long-term profitability.

In this role, you'll have the opportunity to:

1. Originate real estate loans from various sources: Realtor business developed through structured outside calling, contractors (Banner Bank customers and others), referrals from branch personnel, the general public through normal business relationships, and walk-in or call-in customers.
2. Ensure originated loans are correctly set up in the Bank's computer system and processed for underwriting submission.
3. Identify opportunities and prepare financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and subdivisions for loan solicitation.
4. Participate in Realtor and Builder Association meetings.
5. Attend internal training sessions, sales meetings, and external training as assigned.
6. Meet with clients at branch locations, take applications, and attend closing signing appointments as needed.
7. Promote homeownership through community outreach, including inclusive marketing efforts near branch locations, first-time homebuyer classes, and community event booths.
8. Adhere to policies, procedures, security, and government regulations.

Education & Certifications

• H.S. Diploma required
• Bachelor's Degree in Finance, Accounting, Business, or related field preferred
• NMLS registration required

Experience

• Minimum 3 years of residential mortgage origination experience required

Knowledge, Skills, and Abilities

• Proven success in closing and funding loans to meet sales goals
• Knowledge of mortgage origination processes, regulations, and underwriting
• Effective communication and negotiation skills
• Awareness of market trends, competition, and sales strategies
• Understanding of federal and state real estate lending laws

Travel

• Up to 20%

Compensation & Benefits

• Monthly guarantee of $3,600 (excluding ramp-up period)
• Attractive commission structure
• Comprehensive benefits: medical, dental, vision, LTD, STD, life insurance
• Paid vacation, sick leave, and 11 holidays
• 401k plan with up to 4% match
• Tuition reimbursement
• More info: Employee Benefits | Banner Bank

Please review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity. All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability, or veteran status.

Banner Bank does not accept unsolicited resumes from agencies or search firms. Resumes submitted without a valid signed agreement will be the property of Banner Bank, and no fee will be paid for unsolicited referrals.