Mortgage Loan Officer

Mortgagesquad; Ontario; Remote; CAD 50,000 - 90,000; Full time

Job summary

Join a forward-thinking company as a Mortgage Loan Officer, where you will empower clients in their home financing journey. This role is perfect for someone with a passion for building relationships and a deep understanding of mortgage products. You will guide clients through the loan process, assess their financial profiles, and provide tailored mortgage solutions. With a flexible remote work environment and competitive commission-based earnings, this opportunity offers unlimited potential for growth and success. If you are motivated, detail-oriented, and possess excellent sales skills, this is the perfect role for you.

Benefits

Competitive commission-based earnings

Flexible remote work environment

Comprehensive training and support

Access to a wide range of mortgage products

Qualifications

• 2+ years of mortgage lending or loan origination experience required.
• Active NMLS license is mandatory.

Responsibilities

• Educate clients through the mortgage loan process and assess financial situations.
• Generate new business through networking and meet sales targets.

Skills

Sales Skills

Customer Service

Negotiation Abilities

Detail-oriented

Education

High School Diploma

Bachelor's Degree in Finance or Business

Tools

Mortgage Origination Software

Loan Processing Systems

Job description

We are seeking a motivated Mortgage Loan Officer to help clients navigate the home financing process. This role involves building strong relationships with borrowers, assessing financial profiles, and connecting clients with the best mortgage solutions to meet their needs. The ideal candidate has a deep understanding of mortgage products, excellent sales skills, and a commitment to delivering top-notch customer service.

Key Responsibilities

Client Consultation & Relationship Building

• Educate and guide clients through the mortgage loan process.
• Assess borrowers’ financial situations to determine loan eligibility.
• Develop and maintain relationships with clients, real estate agents, and referral partners.
• Provide personalized mortgage solutions that align with clients’ financial goals.

Loan Origination & Processing

• Collect and review loan applications, financial documents, and credit reports.
• Work closely with underwriters and processors to ensure smooth loan approvals.
• Explain loan terms, interest rates, and repayment options to borrowers.
• Ensure compliance with company policies and mortgage regulations.

Sales & Business Development

• Generate new business through networking, referrals, and marketing strategies.
• Stay up to date with mortgage industry trends and lending guidelines.
• Meet or exceed sales targets and customer satisfaction goals.

Required Qualifications & Skills

• Experience: 2+ years of mortgage lending or loan origination experience.
• Education: High school diploma required; bachelor’s degree in finance or business is a plus.
• Licensing: Must hold an active NMLS license.
• Technical Skills:
  • Familiarity with mortgage origination software and loan processing systems.
  • Strong knowledge of FHA, VA, Conventional, and Jumbo loan products.
• Soft Skills:
  • Strong sales and negotiation abilities.
  • Excellent communication and customer service skills.
  • Detail-oriented with the ability to manage multiple loan files efficiently.

Why Join Us?

Competitive commission-based earnings with unlimited potential
Flexible remote work environment
Comprehensive training and support
Access to a wide range of mortgage products to help clients