Mortgage Analyst

PHL; Surrey; On-site; CAD 55,000 - 65,000; Full time

Job summary

A leading company in alternative lending solutions is seeking a Mortgage Analyst to join their renewals team. This role involves managing mortgage applications and renewals, requiring strong organizational skills and attention to detail. With a supportive work environment and growth opportunities, it's ideal for individuals looking to make an impact in the mortgage industry.

Benefits

Three-week vacation

Health, dental, and vision coverage

On-site gym access

Free parking

Flexibility to work from home 1 day/week

Qualifications

• 1-3 years' experience in mortgage financing or related fields is a plus.
• Must obtain BC Mortgage Broker Certification by September 2025.
• Ability to work in a high-volume and fast-paced environment.

Responsibilities

• Manage mortgage maturities and renewals, ensuring timely processing.
• Foster relationships with mortgage brokers and assist in communication.
• Prepare and categorize mortgage files for review.

Skills

Interpersonal Skills

Communication Skills

Organizational Skills

Multitasking

Attention to Detail

Education

Post-secondary education in business administration or finance

Tools

Google Workspace

Microsoft Excel

Job description

What we do

PHL Capital is a Canadian mortgage investment corporation (MIC) specializing in alternative lending solutions. We provide tailored mortgage products for borrowers who may not qualify for traditional financing. Partnering with mortgage brokers and investors, we offer reliable, transparent, and flexible options, focusing on strong relationships, market expertise, and ethical lending practices.

Why join PHL

At PHL, you'll be part of a dedicated team focused on making a difference in the mortgage landscape. We offer a supportive and engaging work environment where your creativity and skills matter, giving you the opportunity to make a meaningful impact with a passionate team that prioritizes growth for everyone.

• Compensation: $55,000 - $65,000 plus bonus
• Three-week vacation, including health, dental, and vision coverage
• A culture committed to investing in your development and providing learning opportunities
• Free access to an on-site gym and complimentary parking
• Lively company celebrations and events throughout the year
• Flexibility to work from home 1 day/week
• This is a 15-month contract position, with potential to become permanent

Who we are

Our incredible staff spans three provinces across Canada, coming together as a diverse group of tenured professionals who shape our vibrant workplace culture. We value the individuality of each team member, recognizing that our combined strengths amplify our effectiveness as a unit. At PHL, we foster collaboration, encourage personal growth, and strive to honor our values every day.

Our Values:

• Passion: Be All In - We are all about PHL's success. Bringing our A-game daily, we take pride in our work and have fun along the way.
• Trust: Keep It Real - Transparency and honesty guide us. We keep our promises, communicate openly, and value the balance of give and take.
• Growth: Always Get Better - Continuous improvement happens daily. We embrace challenges, learn from feedback, and commit to growing every day.
• Teamwork: Stronger Together - Collaboration is key. By sharing our knowledge and empowering each other, we achieve amazing results for our clients.
• Impact: Make It Count - We celebrate great work and are focused on delivering solutions that matter. We hold ourselves accountable to the trust our clients place in us and are committed to giving back to the community.

Position Overview

We are currently seeking a motivated Mortgage Analyst to join our fantastic renewals team. This is a 15-month contract (Sept 2025 – Dec 2026) with the potential to become permanent. Working in collaboration with various internal departments, you will be a main point of contact for mortgage brokers. With your keen organizational skills and attention to detail, you will support the administrative aspects of the mortgage application and renewal process, ensuring all necessary information and documentation is received and processed in a timely manner. If you thrive in a dynamic, fast-paced environment and love to learn and grow, this is the perfect opportunity for you!

Key Responsibilities:

• Manage all mortgage maturities and renewals, ensuring they are either renewed, paid out, or refinanced;
• Assist fellow renewal analysts in broker communication and underwriting renewal administration;
• Prepare, organize, and categorize mortgage files in preparation for reviews by directors, banks, and auditors;
• Follow-up on late payments and outstanding mortgage documentation for both new deals and renewals;
• Foster relationships with mortgage brokers and brokerages;
• Ensure that all work is handled in full compliance within company and provincial guidelines and standards;
• Other tasks and responsibilities as required, as we are a small team of 30 and everyone pitches in to help the overall office and team.

Requirements

• 1-3 years' experience in mortgage financing, real estate, lending, banking or credit unions is considered an asset;
• Post-secondary education with an emphasis on business administration, finance, or equivalent;
• Must have (or be willing to obtain) BC Mortgage Broker Certification by September 2025;
• Ability to thrive in a high-volume, fast-paced work environment. Our company values a strong work ethic and a commitment to delivering results while maintaining a positive and collaborative atmosphere;
• Strong interpersonal skills, with the ability to connect and build relationships with various individuals inside and outside the organization;
• Strong written and verbal communication skills;
• Outstanding organizational skills with attention to accuracy and detail;
• Ability to multitask and prioritize time-sensitive matters;
• Proficient in Google Workspace and Microsoft Excel.

We look forward to hearing from you!

Agencies: We appreciate your offer to help, but we do not require support in filling this position.