Mortgage Agent

Mortgage Alliance; Toronto; Hybrid; CAD 70,000 - 120,000; Full time

Benefits offered by this job

Competitive commission

Lender network access

Coaching and mentorship

CRM tools & marketing resources

Flexible work environment

Job summary

Empirical Edge Mortgage Team, powered by Mortgage Alliance, is seeking motivated Mortgage Agents to help Canadians make informed mortgage decisions while building a successful business.

You will leverage lender relationships, coaching, and marketing resources to grow your client base and referral network.

Qualifications

• Valid Ontario Mortgage Agent or Mortgage Broker Licence or eligibility.
• Excellent communication, customer service and relationship-building.
• Strong organizational and time-management abilities.
• Attention to detail and professionalism.
• Experience with CRM, lender portals, and MS Office.
• Background in banking/financial services or real estate preferred.

Responsibilities

• Meet with clients to assess financial goals and borrowing needs.
• Conduct mortgage consultations and recommend suitable financing solutions.
• Educate clients on mortgage products, rates, terms, refinancing, renewals, and investment financing.
• Generate new business through referrals, networking, social media, and community involvement.
• Build relationships with Realtors, lawyers, accountants, financial planners, builders, and other referral partners.
• Collect, review, and verify documentation for mortgage applications.
• Structure and submit mortgage files and liaise with lenders and underwriters.
• Coordinate conditions, approvals, funding, and closing timelines.
• Provide exceptional service throughout mortgage lifecycle and maintain long-term relationships.
• Maintain compliance with FSRA, FINTRAC, lender and Mortgage Alliance policies.

Skills

Communication

Customer service

Relationship-building

Organizational skills

Time management

Attention to detail

Professionalism

CRM systems

Lender portals

MS Office

Regulatory knowledge

Education

Ontario Mortgage Agent Licence

Mortgage Broker Licence

Tools

CRM systems

Microsoft Office

Lender portals

Job description

The Empirical Edge Mortgage Team, powered by Mortgage Alliance, is a modern, entrepreneurial mortgage team committed to helping Canadians achieve their homeownership and financial goals. Backed by Mortgage Alliance (Licence #10530), our agents have access to an extensive network of lenders, competitive mortgage products, industry-leading technology, marketing resources, and ongoing coaching and support.

Our culture is built on professionalism, integrity, accountability, collaboration, and continuous growth.

We provide unbiased mortgage advice tailored to each client's needs while empowering our Mortgage Agents to build rewarding long-term careers.

Position Summary

We are seeking motivated, entrepreneurial Mortgage Agents who are passionate about helping Canadians make informed mortgage decisions while building a successful business. You will leverage the support, systems, lender relationships, coaching, and marketing resources available through Empirical Edge Mortgage Team and Mortgage Alliance to grow your own client base and referral network.

Key Responsibilities

• Meet with clients to assess their financial goals and borrowing needs.
• Conduct mortgage consultations and recommend suitable financing solutions.
• Educate clients on mortgage products, rates, terms, refinancing, renewals, and investment financing.
• Generate new business through referrals, networking, social media, and community involvement.
• Build relationships with Realtors, lawyers, accountants, financial planners, builders, and other referral partners.
• Collect, review, and verify documentation required for mortgage applications.
• Structure and submit mortgage files while communicating with lenders and underwriters.
• Coordinate conditions, approvals, funding, and closing timelines.
• Provide exceptional service throughout the mortgage lifecycle and maintain long-term client relationships.
• * Maintain compliance with FSRA, FINTRAC, lender and Mortgage Alliance policies.

Qualifications

• Valid Ontario Mortgage Agent or Mortgage Broker Licence (or eligibility to obtain one).
• Excellent communication, customer service, and relationship-building skills.
• Strong organizational and time-management abilities.
• High attention to detail and professionalism.
• Comfortable using CRM systems, lender portals, and Microsoft Office.
• * Knowledge of mortgage lending, underwriting fundamentals, and regulatory requirements is an asset.
• Previous experience in banking, financial services, sales, or real estate is preferred.

What Makes You Successful

• Entrepreneurial mindset
• Self-motivated and accountable
• Strong sales and networking abilities
• Excellent communication and negotiation skills
• Resilient, coachable, and growth-oriented
• Committed to delivering exceptional client experiences

What We Offer

• Competitive commission structure with unlimited earning potential
• Access to a broad network of lenders and mortgage products
• Comprehensive onboarding, coaching, and mentorship
• Administrative and compliance support
• CRM, marketing tools, and branded resources
• Professional development
• Flexible work environment and collaborative culture

Who Should Apply?

This opportunity is ideal for experienced Mortgage Agents, banking professionals transitioning into the broker channel, financial advisors, Realtors, sales professionals, and newly licensed Mortgage Agents looking for mentorship, support, and a clear path to building a successful mortgage business.

Why Empirical Edge Mortgage Group and Mortgage Alliance?

We don't simply recruit Mortgage Agents—we invest in entrepreneurs. Through hands-on coaching, accountability, collaborative leadership, and the strength of Mortgage Alliance, you'll have the tools and support to build a thriving mortgage business while making a meaningful difference in your clients' financial lives.