Middle Market Package Underwriter

Starr Underwriting; Canada; On-site; CAD 60,000 - 100,000; Full time

Job summary

Ein etabliertes Unternehmen im Versicherungssektor sucht einen dynamischen Underwriter, der sich auf Paketpolicen im Bereich Property und Casualty spezialisiert hat. In dieser spannenden Rolle sind Sie verantwortlich für die Bewertung und das Management von Neu- und Bestandsgeschäften für gewerbliche Kunden. Sie werden eng mit Maklern und internen Teams zusammenarbeiten, um umfassende Versicherungslösungen zu entwickeln und sicherzustellen, dass alle regulatorischen Anforderungen erfüllt werden. Wenn Sie eine Leidenschaft für Risikomanagement und Kundenservice haben, bietet dieses Unternehmen Ihnen die Möglichkeit, in einem unterstützenden und inklusiven Umfeld zu wachsen.

Benefits

Erstklassige Schulungs- und Entwicklungsmöglichkeiten

Inklusive Arbeitsumgebung

Mitarbeiterrabatte

Flexible Arbeitszeiten

Qualifications

• 3-5 Jahre Erfahrung im Underwriting im Bereich Property und Casualty.
• Starke Kenntnisse der kanadischen Versicherungsregulierungen und Marktbedingungen.
• Fähigkeit, unabhängig zu arbeiten und fundierte Underwriting-Entscheidungen zu treffen.

Responsibilities

• Verwalten von Paketpolicen für mittelständische Kunden im Bereich Property und Casualty.
• Entwicklung und Pflege von Beziehungen zu Maklern und Kunden.
• Überprüfung und Verhandlung von Policenbedingungen gemäß den Richtlinien.

Skills

Risikobewertung

Versicherungsprodukte

Preisstrategien

Kommunikationsfähigkeiten

Verhandlungsgeschick

Education

Bachelor in Betriebswirtschaft

Bachelor in Finanzwesen

Bachelor in Risikomanagement

Tools

Microsoft Office Suite

PolicyCenter

Guidewire

Job description

Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident coverage, to almost every imaginable business and industry in virtually every part of the world.

Cornelius Vander Starr established his first insurance company in Shanghai, China in 1919. Today, we are one of the world’s fastest growing insurance organizations, capable of writing in 128 countries on 6 continents.

Job Overview:

We are seeking an experienced and dynamic Underwriter to join our team, specializing in package policies within the Property and Casualty (P&C) middle market space. The successful candidate will be responsible for evaluating, underwriting, and managing new and renewal business for a portfolio of commercial clients. This role requires a deep understanding of risk assessment, policy coverage, and market trends in the Canadian insurance landscape.

Key Responsibilities:

•Underwrite and manage package policy submissions for middle-market property and casualty clients, ensuring alignment with underwriting guidelines, risk appetite, and company objectives.

•Evaluate client risk exposures, review property and liability coverages, and assess the overall risk profile of commercial accounts.

•Develop and maintain relationships with brokers, agents, and clients to ensure the delivery of high-quality insurance solutions and exceptional customer service.

•Analyze financial data, loss history, and risk characteristics to determine appropriate pricing and terms for policies.

•Collaborate with internal teams (e.g., claims, risk management, and legal) to provide comprehensive insurance solutions and resolve any client or policy-related issues.

•Review and negotiate policy terms, conditions, and endorsements in line with underwriting authority.

•Monitor and manage a portfolio of accounts, including assessing renewals, endorsements, and policy adjustments.

•Stay updated on industry trends, regulatory changes, and emerging risks in the property and casualty market.

•Provide support and guidance to junior underwriters and assist in the development of underwriting strategies.

•Ensure compliance with regulatory requirements and company policies while maintaining a high level of professionalism in all underwriting practices.

Qualifications:

•Bachelor’s degree in Business, Finance, Risk Management, or a related field (or equivalent experience).

•A minimum of 3-5 years of underwriting experience in the Property and Casualty insurance market, with a focus on middle-market package policies.

•Strong understanding of insurance products, risk assessment, pricing strategies, and policy language.

•Knowledge of Canadian insurance regulations and market conditions.

•Excellent communication and negotiation skills, with the ability to build and maintain strong relationships with brokers, clients, and colleagues.

•Ability to work independently and make sound underwriting decisions within established guidelines.

•Proficiency in Microsoft Office Suite and underwriting software (e.g., PolicyCenter, Guidewire, etc.).

•Professional designation (CIP, FCIP, etc.) is an asset.

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.