Manager, RESL (Real Estate) Technology (Product Owner)

Scotiabank; Toronto; On-site; CAD 80,000 - 120,000; Full time

Job summary

An established industry player is seeking a dynamic Manager/Product Owner to lead the Mortgage Technology environment. This role involves overseeing the delivery capabilities aligned with the Real Estate Secured Lending vision. You will collaborate with cross-functional teams to implement innovative solutions that enhance customer experiences. Your expertise in mortgage products and agile methodologies will be crucial in managing projects and driving strategic initiatives. Join a purpose-driven team committed to results and inclusivity, where your contributions will directly impact the future of banking.

Qualifications

• Expertise in mortgage operations and policies essential for success.
• Strong leadership and problem-solving skills to navigate challenges.

Responsibilities

• Manage project requirements and stakeholder feedback effectively.
• Drive strategic initiatives for digital mortgage processes.

Skills

Expert knowledge of mortgage products

Agile methodologies

Leadership skills

Problem-solving skills

Organizational skills

Communication skills

Analytical skills

Job description

Requisition ID: 214928

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Reporting to the Senior Manager, Real Estate Secured Lending (RESL), this role manages the delivery capabilities in the Mortgage Technology environment against the Real Estate Secured Lending product vision. The Manager/Product Owner assumes end-to-end ownership for various products by leading cross-functional teams to conceptualize, define and implement new features. Leveraging their ability to organize and motivate teams, they will work with our RESL business partners, IT&S partners, and other key stakeholders to translate client journey directives into actionable backlog deliverables and follow through to completion. You will be responsible for executing and driving the strategy roadmap ensuring we are delivering on the RESL and Scotiabank strategic initiatives while ensuring all activities conducted are in compliance with governing regulations, internal policies and procedures.

The Manager/Product Owner will take a critical role in the development and implementation of key short- and long-term strategies and initiatives related to the digitization and automation of the mortgage process. Collaborates with various working teams and works closely with all relevant stakeholders to ensure operational readiness and change management requirements have been fully implemented within expected timeframes. This individual exhibits a high degree of flexibility, attention to detail, results focus and can effectively manage numerous competing priorities. The role works collaboratively with technology partners and key stakeholders to deliver capabilities and feature enhancements for the product vision with a strong emphasis on customer impacts. Critical to the role is working as part of a team and prioritizing and aligning the product backlog for RESL.

Responsibilities include:

1. Defining project requirements, obtaining/incorporating stakeholder feedback, leading change management activities and concept testing, managing the timing and logistics of implementation, acting as subject matter expert by providing content and feedback for required communication and training materials, providing management with timely updates through progress reporting, and providing guidance to project team members in the RESL Technology team.

Is this role right for you? In this role, you will:

• Be responsible for the design and implementation of key long and short-term strategic initiatives within the mortgage lab and RESL through the initiation and management of projects, development of strategic proposals, business cases, channels strategies and tactics to address evolving customer needs.
• Collaborate with cross-functional teams with representation from multiple business lines and channels.
• Manage the implementation and communication of new strategies and the change management effort to communicate change in current processes, disciplines and systems that support the ongoing development and implementation of RESL initiatives.
• Manage a backlog and new change initiatives through the creation of communication material and messaging, while identifying, planning and executing on communication initiatives with key stakeholders and businesses and identifying tactical responses to negative trends or problems.
• Manage and support ongoing processes and activities by completing assigned tasks to lead the development and implementation of digital mortgage-related initiatives in the areas of policy, process, products and marketing to support all channels that support the RESL business.
• Collaborate with Subject Matter Experts (SMEs) to define system and process requirements, develop implementation and change management plans and detail specific tactics to address opportunities and barriers.
• Provide stakeholders and leadership with regular project updates/reporting identifying the progress on milestones and all associated risks or known obstacles.
• Develop innovative solutions and concrete plans that create value for the customer and drive Bank profitability and productivity.
• Manage the development and product implementation, including the required training and change management for end users and stakeholders.
• Identify the key ‘user experience’ metrics and performance indicators.
• Coordinate efforts across all project streams to ensure stakeholders have an understanding of the dependencies and linkages between each deliverable and projects.
• Manage and support the rollout of the product solution into all channels.
• Develop, coordinate and approve content for all related communication and training materials to support implementation and ongoing sustainment.
• Source, analyze, and consolidate all relevant user and stakeholder feedback and incorporate into recommendations and future development releases.
• Provide ongoing post-implementation support to all stakeholders to ensure successful execution and sustainment.
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Champion a client-focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Be part of and foster a high-performance and inclusive work environment.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• Expert knowledge of mortgage products, policies, underwriting, and all mortgage operations.
• Expert knowledge of the end-to-end mortgage journey to support Mortgage Funding & Operations and Mortgage Pre-Fund for all channels (branch & Non-Branch), including our Digital Channels.
• Experience working in an Agile environment, or with development teams directly, with a strong understanding of agile methodologies is an asset.
• Strong leadership skills to lead and motivate the project team without direct authority and excellent skills in relationship and project management.
• A high degree of flexibility to adapt to a wide variety of tasks and changing priorities.
• Strong problem solver with the ability to source and interpret data, perform analyses, and make informed recommendations and decisions.
• Excellent organizational and analytical skills with strong attention to detail.
• Proven ability to take initiative within a large organization to build strong relationships based on outstanding communication and interpersonal skills.
• Strong ability to engage and influence stakeholders at different levels in the organizations.
• Ability to communicate complex concepts in easy-to-understand terminology to diverse audiences.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.