Manager, Financing Solutions

Bnc; Surrey; Hybrid; CAD 110,000 - 160,000; Full time

Benefits offered by this job

Health and wellness program

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Community involvement

Virtual sleep clinic

Job summary

National Bank of Canada is seeking a Manager, financing solutions within the Commercial & Private Banking 1859 team. You will work closely with commercial account managers as a credit expert to develop financing scenarios and recommend credit terms that align with client needs and the Bank's risk criteria.

Based in Vancouver or Surrey with hybrid work and occasional travel, the role requires a bachelor's or master's degree in a related field and 4–8 years of relevant experience, plus excellent

Qualifications

• Bachelor's degree and 6+ years relevant experience, or master's with 4 years, or NB University Program diploma with 8 years of experience.
• Experience in commercial credit.
• Experience analyzing financial statements.
• Excellent interpersonal and communication skills.

Responsibilities

• Perform high-quality credit analyses per Credit Centre standards and make recommendations.
• Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios.
• Collaborate with Commercial Account Manager to determine client financing needs.
• Negotiate credit terms with Credit Risk Management and confirm financing availability.
• Present preliminary credit applications to the Regional Vice-President and obtain approvals.
• Produce documents and update client files to ensure efficient processing.
• Act as a resource for the team and assist in skills development.
• Identify risks inherent to sector activities.

Skills

Credit analysis

Credit structuring

Financial statement analysis

Interpersonal skills

Communication

Education

Bachelor's degree in related field

Master's degree in related field

National Bank University Program diploma

Job description

Area(s) of interest: Advisory services, Commercial banking

A career as Manager, financing solutions in the Commercial & Private Banking 1859 team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing.

Your Job:

• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations
• Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria
• Participate in determining client financing needs in collaboration with the Commercial Account Manager
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities

Your Team:

Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.

Reporting to the Regional Vice-President, the position is based in Vancouver or Surrey. You have the flexibility to work from home and/or go to the office, but you will also have to travel occasionally for client and team meetings.

Basic requirements:

• A bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience
• Experience in commercial credit
• Experience analyzing financial statements
• Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations

Languages:

Skills

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Communication Diversity & Inclusion Driving Results Emotional Intelligence Teamwork Accountability Client-focused Empathy Initiative Learning Agility Resiliency Humility

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• Health and wellness program, including many options
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Why work at National Bank?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?

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