Manager, Credit Risk

Tangerine; Toronto; On-site; CAD 80,000 - 110,000; Full time

Job summary

Tangerine is seeking a Credit Risk Analyst to identify improvement opportunities in credit risk management. The role involves developing credit risk strategies, ensuring compliance with regulatory standards, and providing insights through collaboration with various teams. This position offers a competitive rewards package and opportunities for career development in a collaborative work environment.

Benefits

Performance bonus

Employee Share Ownership Program

Pension Plan Matching

Health Benefits from day one

Access to career development opportunities

Qualifications

• 5 years of experience with statistical programs.
• Knowledge of OSFI guidelines and Basel regulatory requirements is an asset.
• Ability to work autonomously under tight timelines.

Responsibilities

• Develop and monitor credit risk strategies for lending products.
• Report on financial information and monitor regulatory changes.
• Lead development of credit risk and loss mitigation plans.

Skills

Analytical skills

Technical solution management

Team Collaboration

Strong communication

Education

University Degree in Economics, Finance, Accounting or Statistics

Tools

SAS

SQL

Knowledge Studio

Enterprise Miner

Job description

• Identify opportunities for improvement with focus on risk / return while ensuring alignment with Credit Risk Appetite.
• Develop and monitor credit risk strategies for all Tangerine lending products, and recommend business decisions using financial data.
• Report in providing financial information and monitoring of changes to regulatory standards including internal audit and OSFI guidelines.
• Lead and support the development and implementation of credit risk and loss mitigation plans and provide insight to the management team through ad hoc requests, projects and initiatives.
• Cross-train and share risk analytic knowledge with team members to foster a strong risk discipline environment.
• Collaborate with Account Management and Operations risk teams to ensure compliance with regulatory requirements.
• Provide key access to data via SQL and other data retrieval techniques.
• Other duties as assigned.

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have :

• University Degree with an analytical, mathematical or statistical concentration (Economics, Finance, Accounting or Statistics)
• 5 years of experience with statistical programs such as SAS, Knowledge Studio or Enterprise Miner
• Knowledge of OSFI guidelines is an asset
• Knowledge of Basel regulatory requirements on capital adequacy, liquidity risk and interest rate risk would be considered an asset
• Strong technical solution management experience and skills
• Strong analytical skills including SQL and SAS
• Aptitude for innovation and readiness to “roll up sleeves” and do what is necessary to deliver on business objectives
• Strong capability to work with cross functional team members and collaborate effectively in high pressure environments
• Ability to work in a dynamic environment where processes and procedures are consistently refined
• Ability to work autonomously under tight timelines
• Strong verbal and written communication skills
• Strong attention to detail

What’s in it for you?

• An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
• We offer a competitive rewards package : Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
• Your career matters! You will have access to career development and progression opportunities.