Manager - Credit, Enterprise Risk Management

President's Choice Financial; Toronto; On-site; CAD 85,000 - 120,000; Full time

Job summary

A collaborative team at President's Choice Financial seeks a Manager in Credit Risk Management to lead risk metrics, compliance, and credit strategy evaluations. The role requires a strong quantitative background and substantial industry experience to support risk management initiatives across the organization.

Qualifications

• 2+ years in retail financial industry, credit risk management.
• Strong understanding of credit scoring and risk assessment.
• Experience in credit risk strategy development preferred.

Responsibilities

• Perform monthly risk appetite metrics and maintain ERM datasets.
• Conduct quantitative analysis for credit risk proposals.
• Ensure compliance with credit risk policies and documentation.

Skills

Analytical skills

Problem-solving skills

Presentation skills

Interpersonal skills

Education

University degree in a quantitative field

Economics

Business Administration

Statistics

Mathematics

Computer Science

Tools

SAS

SQL

MS Office Applications

VBA

Job description

Join to apply for the Manager - Credit, Enterprise Risk Management role at President's Choice Financial

1 week ago Be among the first 25 applicants

Get AI-powered advice on this job and more exclusive features.

Referred applicants should not apply directly to this role.

All referred applicants must first be submitted through Workday by a current Loblaw Colleague.

Location :

500 Lake Shore Boulevard West, Toronto, Ontario, M5V 2V9

When you hire great people, great things can happen.

PC Financial offers unprecedented value to Canadians through payment products. We're a different kind of bank with a different type of team—we’re collaborative and supportive and have the freedom and responsibility to thrive. Our purpose is to make the everyday simple and better for our customers, and we strive to make every dollar worth more.

Proudly serving over 3 million customers, PC Financial continues to grow by offering payment solutions and services that reward our customers every day. As a subsidiary of Loblaws Company Inc., we share the CORE values of Care, Ownership, Respect and Excellence. We are dedicated to helping Canadians Live Life Well. Join us on our journey.

• Our hybrid model requires this role to be in office 4 days a week with flexible working hours at our Bathurst / Lakeshore location.

What You'll Do

• Work with the first line of defense in Credit Risk to perform monthly risk appetite metrics and forward-looking portfolio drivers, maintain independent ERM datasets, and ensure the accuracy of risk reporting dashboard in Credit and Fraud Risk Committee meeting.
• Use quantitative analysis to evaluate and monitor risk performance of credit risk strategy proposals, including but not limited to account acquisition, account management and fraud strategies.
• Perform quality assurance on account acquisition and portfolio management to ensure adherence to the Bank’s credit risk policy and directives.
• Provide support to risk appetite development, ICAAP and stress testing exercises, loan loss assessment (e.g., IFRS9 model), as well as model risk assessment and validation.
• Foster relationships with internal and external partners; collaborate with other business units to ensure that Enterprise Risk interests are addressed in business initiatives.
• Ensure compliance and audit requirements / documentations are created, maintained, and oversight abilities are continuously improving.

What You'll Need

• University degree in a quantitative field, Economics, Business Administration, Statistics, Mathematics, Computer Science or equivalent.
• 2+ years working in the retail financial industry, credit risk management, data analysis / financial modeling / data mining role
• 2+ years working experience in credit risk strategy development preferred
• Knowledge of credit scoring and risk assessment as well as portfolio management
• Excellent analytical, storytelling, problem-solving and presentation skills.
• Self-starter able to work under pressure and tight timelines
• Excellent interpersonal skills to work with multiple stakeholders and garner consensus
• Proficient with statistical analysis and data science software (e.g., SAS, SQL)
• Subject matter expert on life cycle risk technology & systems : TRIAD, TSYS
• High proficiency in MS Office Applications including Excel, Access, PowerPoint, VBA

We recognize the importance of a diverse workforce and encourage applications from Aboriginal Peoples, women, visible minorities, and persons with disabilities. Only those selected for an interview will be contacted.

J-18808-Ljbffr

Create a job alert for this search

Manager Credit Risk • Toronto, ON, Canada