Manager, Co-branded Credit Cards - 12 Month Term

Scotiabank; Toronto; On-site; CAD 90,000 - 120,000; Full time

Benefits offered by this job

Diversity & Inclusion (ERGs)

Accessibility & accommodations

Tuition assistance

Upskilling & development

Competitive rewards with bonus

Job summary

Scotiabank in Toronto is seeking a Manager for Co-branded Credit Cards on a 12-month term to lead the portfolio strategy and execution. You will work with Marketing, Loyalty and Analytics to optimize product features, pricing, campaigns and customer offers across the Scene+ portfolio.

The role requires strong PM experience in payments or cards, solid analytical skills, and the ability to drive results in a fast-paced environment while maintaining risk governance and regulatory compliance.

Qualifications

• 3+ years of experience in Product Management (cards preferred)
• Detailed understanding of credit card business or relevant experience
• Strong analytical and problem-solving skills
• Thr​ve on change and comfortable navigating through complexity and ambiguity
• Exceptional interpersonal skills and ability to work effectively with key stakeholders across the organization
• Excellent written and verbal communication skills, especially in delivering updates and presentations across all levels

Responsibilities

• Manage and optimize a product portfolio within the Scotiabank Credit Cards team
• Lead design, execution and optimization of product strategies to achieve profitability, risk management and customer experience goals
• Oversee portfolio activities including P&L, features, budgets and campaigns with marketing and acquisition
• Partner with Loyalty and Marketing to deliver campaigns and experiential events
• Conduct financial, market and industry analyses to support portfolio recommendations
• Develop and execute new programs from concept to execution with business cases and plans
• Create and refine communication strategies and project plans
• Support project plans with milestones, resources and timelines
• Deliver post-analysis reporting with Finance and Analytics
• Provide recommendations for improvements and efficiencies for campaigns and initiatives
• Align daily activities with Bank risk appetite and conduct risk requirements
• Champion a high-performance and inclusive work environment

Skills

Product Management

Card products

Strategy

Stakeholder management

Job description

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Title: Manager, Co-branded Credit Cards - 12 Month Term

Requisition ID: 276134 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Role:

The Manager, Co-branded Credit Cards, contributes to the overall success of the Scene+ Credit Card Products & Portfolio in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.

Is this role right for you? In this role you will:

• Responsibility for managing and optimizing a product portfolio within the Scotiabank Credit Cards team
• Collaborate with the Senior Manager to lead the design, execution and optimization of product strategies to achieve target profitability objectives while driving best-in-class economics, risk management and client experience
• Manage product portfolio activities including overall P&L responsibility, managing product features and working with marketing and acquisition to determine acquisition and retention offers, budgets and campaigns
• Cultivate impactful partnerships with internal teams (including Loyalty and Marketing) to deliver best-in-class marketing initiatives, spanning mass campaigns, targeted programs, and exclusive experiential events that drive engagement and brand loyalty.
• Employ financial, market, and industry analyses in drawing conclusions and developing portfolio/product/program recommendations
• Contribute to the development and deliver new programs from concept to execution including the preparation of supporting business cases, documents, presentations and project plans
• Develop and execute the communication strategy, with continual adjustments and improvements as needed
• Manage and support project plans for implementing initiatives. Identify milestones, timing and recommend resources required to complete initiatives
• Drive post-analysis reporting and measurement of initiative results with Finance and Analytics
• Analyze and develop recommendations for improvements and enhanced efficiencies for future portfolio campaigns/programs/initiatives
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Implement and execute day business controls to meet obligations with respect to risk, AML/ATF risk and conduct risk.
• Champions a high-performance environment and contributes to an inclusive work environment.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• 3+ years of experience in Product Management (cards preferred) and/or Strategy role(s)
• Detailed understanding of credit card business or relevant experience
• Strong analytical and problem-solving skills
• Thr​ve on change and comfortable navigating through complexity and ambiguity
• Exceptional interpersonal skills and ability to work effectively with key stakeholders across the organization
• Excellent written and verbal communication skills, especially in delivering compelling updates and presentations across all levels in the organization

What's in it for you?

• Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank.
• We embrace diversity and provide opportunities for all employees to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
• Accessibility and Workplace Accommodations - We value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.
• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.
• Competitive Rewards program including bonus, flexible vacation, personal, sick days and benefits will start on day one.
• Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs such as hackathons, contests, Humans of Digital and much more!

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process.