Manager, Capital Management

BMO; Toronto; On-site; CAD 83,000 - 155,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Financial Group is hiring in Toronto, Ontario for a senior role focused on capital management and strategic finance. You will analyze issues, support strategic planning, and collaborate with internal and external stakeholders to implement capital solutions and ensure regulatory compliance.

The role emphasizes data-driven decision making, financial modeling, and effective negotiation to influence business objectives and capital allocation decisions across the enterprise.

Qualifications

• 5–7 years of relevant experience in finance or treasury.
• Knowledge of economic, social and political forces and marketplace trends.
• MBA Finance, CA, CFA, CGA or CMA is preferred.
• Experience in Finance, Capital Markets, or Treasury.
• Knowledge of financial analysis and financial modeling.
• In‑depth knowledge of regulatory capital management concepts; capital markets business.

Responsibilities

• Recommends and implements solutions based on analysis of issues and implications for the business.
• Assists in the development of strategic plans and KPI dashboards.
• Identifies emerging issues and trends to inform decision‑making.
• Supports strategic initiatives with internal and external stakeholders.
• Conducts independent analysis to resolve strategic issues and inform capital decisions.
• Leads or participates in change management activities including readiness assessments and stakeholder management.

Skills

Strategic planning

Capital management

Financial analysis

Regulatory capital

Stakeholder management

Change management

Data analysis

Negotiation

Decision making

Collaboration

Education

MBA Finance

CA

CFA

CGA

CMA

Job description

Responsibilities

• Recommends and implements solutions based on analysis of issues and implications for the business.
• Assists in the development of strategic plans.
• Identifies emerging issues and trends to inform decision‑making.
• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Helps determine business priorities and best sequence for execution of business/group strategy.
• Conducts independent analysis and assessment to resolve strategic issues.
• Leads or participates in change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
• Applies specialized knowledge and provides advice on the interpretation of regulatory capital rules.
• Influences and negotiates to achieve business objectives.
• Recommends and implements capital management solutions based on analysis of issues and implications for the business. Includes available Capital and capital usage (i.e. LE, RWA, RC) versus limits.
• Supports the development of Corporate Standards, operating principles and guidelines to support the Capital Management Framework.
• Conducts analysis to evaluate capital impacts of bank initiatives/actions/business transactions e.g. acquisitions.
• Plans Capital requirements and develops capital targets and capital allocation methodology recommendations.
• Monitors Capital usage (i.e., Capital Demand), Capital Supply (including Available Capital and deductions) and Capital adequacy.
• Supports the execution of the Enterprise capital adequacy assessment in partnership with Risk Management.
• Monitors competitive and regulatory developments, assesses impacts of changes and advises on implications the enterprise/business/group.
• May network with industry contacts, rating agencies and regulators on capital and funding issues to influence as well as gather competitive insights and practices.
• Builds effective relationships with internal/external stakeholders.
• Acts as liaison between stakeholders in order to align agendas and ensure a clear understanding of the business context.
• Breaks down strategic problems, and analyses data and information to provide capital management insights and recommendations.
• Monitors and tracks capital performance / drivers of capital performance, and addresses any issues.
• Gathers and formats data into regular and ad‑hoc reports, and dashboards.
• Focus is primarily on business/group within BMO; may have broader, enterprise‑wide focus.
• Provides specialized consulting, analytical and technical support.
• Exercises judgment to identify, diagnose, and solve problems within given rules.
• Works independently and regularly handles non‑routine situations.
• Broader work or accountabilities may be assigned as needed.
• Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk‑informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications

• Typically between 5 - 7 years of relevant experience and/or certification in related field of study or an equivalent combination of education and experience.
• Knowledge of economic, social and political forces and marketplace trends.
• One or more of the following preferred: MBA Finance, CA, CFA, CGA, CMA.
• Experience in Finance, Capital Markets, or Treasury.
• Knowledge of financial analysis and financial modeling.
• In‑depth knowledge of regulatory capital management concepts; capital markets business.
• In‑depth understanding of accounting, balance sheet, and risk management concepts and practices.
• Deep knowledge and technical proficiency gained through extensive education and business experience.
• Verbal & written communication skills - In‑depth.
• Collaboration & team skills - In‑depth.
• Analytical and problem solving skills - In‑depth.
• Influence skills - In‑depth.
• Data driven decision making - In‑depth.

Salary

$82,800.00 - $154,800.00

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in‑depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.