Manager, Automotive Lending Analytics, Global Risk Management

Scotiabank; Canada; On-site; CAD 80,000 - 120,000; Full time

Job summary

Scotiabank seeks a Credit Risk Manager to lead acquisition credit risk strategies for the Automotive portfolio within Global Risk Management. This role involves strategy development, performance tracking, and collaboration to enhance portfolio performance while managing risk compliance. The successful candidate will have a strong analytical background and a proven track record in process automation and improvement.

Benefits

Inclusive environment

Competitive rewards

Career development opportunities

Comprehensive health benefits

Qualifications

• Minimum 3 years in customer experience improvement and process automation.
• Strong proficiency in programming and database tools.
• Knowledge of credit reporting and portfolio management.

Responsibilities

• Oversee credit risk strategies for Automotive portfolio.
• Use BI tools for monitoring and reporting portfolio performance.
• Ensure new projects align with risk appetite.

Skills

Analytical skills

Problem solving

Communication

Time management

Education

Degree in STEM

Master's degree in business, economics, or analytics

Tools

SAS

SQL

Python

Power BI

Tableau

Job description

Requisition ID: #

Join a purpose-driven, results-oriented team committed to an inclusive and high-performing culture.

The role's primary responsibility is to oversee acquisition credit risk strategies and policies for the Automotive portfolio within Global Risk Management, aligning with Canadian Banking strategic priorities. You will develop and monitor key performance indicators, analyze portfolio insights, and recommend policy changes to maximize risk-adjusted returns while managing portfolio PCL in a dynamic credit market. This involves strategy development, data analytics, collaboration with technology partners, and performance tracking.

Key responsibilities include:

1. Strategy Development & Implementation: Creating credit risk strategies, ensuring their successful implementation, and adhering to regulatory standards.
2. Portfolio Analytics and Oversight: Using BI tools (e.g., SAS, SQL, Python, Power BI, Tableau) for reporting, monitoring portfolio performance, analyzing strategy effectiveness, and identifying opportunities for improvement.
3. Automotive Financing Landscape: Staying informed on industry trends, building external relationships, and ensuring risk strategies are competitive and compliant.
4. Supporting Business Initiatives: Ensuring new products and projects align with risk appetite, providing analysis, and supporting policy enhancements.

Qualifications include:

• At least three years of experience in customer experience improvement and process automation, with strong analytical skills.
• Proficiency in programming/database tools (e.g., SAS, SQL, Python).
• Excellent communication, problem-solving, and time management skills.
• Knowledge of credit reporting, scoring, and portfolio management.
• Degree in STEM or a relevant master's degree in business, economics, or analytics.

Benefits include an inclusive environment, competitive rewards, career development opportunities, and comprehensive health benefits. Location: Toronto, Ontario, Canada.