Lending Portfolio Analyst

IH Mississippi Valley Credit Union; Southwest Middlesex; On-site; CAD 50,000 - 80,000; Full time

Job summary

An established industry player is looking for a Lending Portfolio Analyst to enhance their loan portfolio management. This role emphasizes collaboration across teams to analyze data and provide actionable insights that align with organizational goals. The ideal candidate will possess strong analytical and communication skills, with a proven ability to transform data into strategic recommendations. Join a dedicated team committed to fostering financial well-being in the community, and take the next step in your career with this exciting opportunity!

Qualifications

• Minimum 3 years' experience in an Analyst role.
• High proficiency in Excel to translate complex data into actionable insights.

Responsibilities

• Collaborate with business units to analyze data and develop actionable insights.
• Analyze trends to propose underwriting strategy adjustments.

Skills

Analytical Skills

Communication Skills

Data Visualization

Critical Thinking

Excel Proficiency

Education

Bachelor's degree in Business

Bachelor's degree in Finance

Bachelor's degree in Data Analytics

Bachelor's degree in Mathematics

Tools

Power BI

Job description

Join Our Team as a Lending Portfolio Analyst at IHMVCU!

IHMVCU is member-focused and dedicated to providing exceptional service and fostering financial well-being for our community. We are seeking a highly skilled and experienced Lending Portfolio Analyst to join our team. For well-qualified candidates, a Senior Lending Portfolio Analyst title and corresponding pay range are available. Final compensation will be based on a combination of experience, skills, and internal pay equity.

This role is located at our beautiful headquarters located on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility.

Summary of Position:

The Lending Portfolio Analyst will focus on four key components of the Loan Portfolio: Indirect, Consumer, Mortgage and Commercial. This position will compile, analyze, monitor and maintain data regarding the Loan Portfolio. Strong analytical and communication skills are essential, with a focus on developing and presenting clear, actionable reports to support effective decision-making. This role requires close collaboration across diverse teams and business units, as well as the ability to guide and mentor others in transforming data into meaningful insights that drive strategic action.

Key Responsibilities:

• Collaborate with business units to analyze data and develop actionable insights and recommendations
• Partner with departmental leaders on the performance of their departments by providing insights and trends
• Analyze trends to propose underwriting strategy adjustments that align with organizational goals
• Provide risk-based pricing recommendations that align with CU goals and strategic plan
• Maintain an inquisitive nature in interpretation of data to make strategic decisions
• Models pricing adjustments to predict the impact of pricing changes on organizational performance

Qualifications:

• Bachelor's degree in Business, Finance, Data Analytics, Mathematics or a related field
• Minimum 3 years' experience in an Analyst role
• At least 3 years experience using data tools such as Power BI or other data visualization tools
• High proficiency in Excel to translate complex data into actionable insights through advanced functions and tools.
• Strong analytical and critical thinking skills, with a track record of turning data into actionable strategies
• Exceptional interpersonal skills, including written and verbal communication skills with the ability to present to senior leadership and stakeholders

Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits www.ihmvcu.org/careers Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.

Move Up your career at IHMVCU with this great opportunity!

Physical Requirements

• Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
• Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
• Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
• Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm.
• Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading.
• Lifting Demands: Up to 10 lbs.