Lead Financial Engineer, Software

0000050007 royal bank canada; Toronto; Sur place; CAD 65 000 - 85 000; Plein temps

Résumé du poste

Royal Bank of Canada in Toronto is seeking a Financial Advisor to assess clients’ financial situations and develop personalized plans to help achieve goals.

You will provide recommendations on investments, retirement planning, insurance, tax strategies, and estate planning, while monitoring portfolios and offering ongoing support.

Qualifications

• Bachelor's degree in finance, economics, business, or related field; advanced degrees or certifications preferred.
• Proven experience in financial planning, investment management, or wealth management.
• Strong analytical skills and attention to detail.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.
• High ethical standards and integrity.

Responsabilités

• Conduct comprehensive financial assessments for clients to understand goals and risk tolerance.
• Develop customized financial plans and recommend investment strategies.
• Provide guidance on retirement planning and retirement vehicles.
• Advise clients on tax‑efficient investment strategies and estate planning.
• Offer recommendations on insurance products and risk management.
• Monitor portfolios and adjust as needed with market changes.
• Stay up‑to‑date on financial trends and regulatory changes.
• Build and maintain strong client relationships through regular communication.
• Educate clients on financial concepts and best practices.
• Collaborate with tax advisors, attorneys, and insurance agents.

Connaissances

Financial planning

Investment management

Wealth management

Analytical skills

Communication

Formation

Bachelor's degree in finance/economics/business

HLLQP or IFIC certifications preferred

Outils

Financial planning software

Microsoft Office

Description du poste

CA$65,000.00–CA$85,000.00 yearly

Full-time

As a financial advisor, you will be responsible for assessing clients' financial situations, understanding their goals and objectives, and developing personalized financial plans to help them achieve those goals.

You will provide recommendations on investments, retirement planning, insurance, tax strategies, estate planning, and other financial matters.

Additionally, you will monitor clients' portfolios and provide ongoing advice and support to ensure their financial well‑being.

Responsibilities: Conduct comprehensive financial assessments for clients to understand their current financial situation, goals, and risk tolerance.

Develop customized financial plans that align with clients' objectives and recommend appropriate investment strategies.

Provide guidance on retirement planning and other retirement vehicles.

Advise clients on tax‑efficient investment strategies and estate planning techniques to minimize tax liabilities and preserve wealth.

Offer recommendations on insurance products, such as life insurance, disability insurance, and long‑term care insurance, to mitigate financial risks.

Monitor clients' investment portfolios regularly and make adjustments as needed based on changes in market conditions or clients' goals.

Stay up‑to‑date on financial trends, market developments, and regulatory changes to provide informed advice to clients.

Build and maintain strong relationships with clients through regular communication and excellent service to foster long‑term partnerships.

Educate clients on financial concepts, investment principles, and best practices to empower them to make sound financial decisions.

Collaborate with other professionals, such as tax advisors, attorneys, and insurance agents, to provide comprehensive financial planning solutions.

Qualifications: Bachelor's degree in finance, economics, business, or a related field; advanced degrees or professional certifications (such as HLLQP or IFIC) are preferred.

Proven experience in financial planning, investment management, or wealth management.

Strong analytical skills and attention to detail to assess complex financial situations and develop appropriate strategies.

Excellent communication and interpersonal skills to effectively interact with clients and explain financial concepts in a clear and understandable manner.

Ability to work independently and as part of a team in a fast‑paced, dynamic environment.

High ethical standards and integrity, with a commitment to acting in the best interests of clients.

Proficiency in financial planning software, investment analysis tools, and Microsoft Office suite.