Lead Compliance Analyst

Jobgether; Canada; Remote; CAD 84,000 - 126,000; Full time

Benefits offered by this job

Fully remote within Canada

Accommodations available on request

Job summary

Jobgether is seeking a Lead Compliance Analyst to advance a fintech compliance program from Canada. You will work with Product, Engineering, Legal, and Risk to translate complex regulations into practical policies and controls, oversee regulatory changes, and drive automation within a fully remote role.

Based in Canada, you will lead product compliance reviews, manage evidence, and monitor third-party relationships to ensure launches and business activities meet applicable requirements.

Qualifications

• 6+ years in regulatory or product compliance within fintech or regulated financial services.
• Experience building a compliance program component from scratch (policies, risk assessments, inventories).
• Knowledge of payments regulations and card network rules.
• Experience with US or Canada regulatory areas (e.g., NACHA/ACH, RPAA, FINTRAC, PIPEDA).
• Ability to translate regulatory requirements for product/engineering teams.
• Strong written communication and stakeholder management.
• Ability to navigate ambiguity in fast-moving environments.

Responsibilities

• Build and maintain regulatory inventory across products and jurisdictions.
• Design and maintain the compliance policy framework.
• Lead product compliance reviews and risk assessments.
• Manage regulatory change monitoring across US and Canada.
• Coordinate audits and attestations with partners.
• Prepare leadership compliance reports with KPIs.
• Identify opportunities to automate compliance activities with tech.

Skills

Regulatory compliance

Cross-functional collaboration

Policy development

Regulatory research

Written communication

Ambiguity navigation

Analytical skills

Education

CRCM

CAMS

CAMLO

Tools

RegTech tools

Data mapping tools

Audit software

Job description

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Lead Compliance Analyst based in Canada .

This is an opportunity for an experienced compliance professional to play a key role in strengthening and scaling a fintech compliance program. Working closely with the Chief Compliance Officer, you will help translate complex regulatory obligations into practical policies, frameworks, and controls that support product development and business operations. You will oversee product compliance reviews, assess regulatory and operational risks, and ensure that launches and business activities meet applicable requirements. The role also involves managing regulatory changes, monitoring third-party relationships, and maintaining strong relationships across Product, Engineering, Legal, and Risk teams. You will contribute to leadership reporting, improve compliance processes, and identify opportunities to automate manual work through technology. This fully remote position offers the opportunity to shape compliance practices in a dynamic financial technology environment.

Accountabilities

• Build and maintain a comprehensive regulatory inventory covering applicable requirements across products and jurisdictions, including obligation ownership and supporting compliance evidence.

• Design and maintain the compliance policy framework, including policy categorization, ownership, approval authority, and review schedules.

• Draft, update, and oversee core compliance policies and procedures.

• Lead regulatory and product compliance risk assessments across payments, payroll, invoicing, accounting, advisory services, and partnerships.

• Support issue management and remediation processes, ensuring findings have clear ownership, deadlines, and documented progress.

• Manage regulatory change monitoring across the United States and Canada, assess potential business impacts, and coordinate required actions with relevant teams.

• Maintain registration, licensing, and renewal calendars to ensure regulatory obligations and filing deadlines are met.

• Operate the product compliance review process, including intake assessment, risk-based prioritization, and clear approval, conditional approval, or rejection decisions.

• Partner with Product, Engineering, Legal, and Risk teams early in the product development lifecycle to identify and address compliance considerations.

• Review high-risk product launches, including new payment flows, onboarding changes, data-sharing arrangements, and expansion into new jurisdictions.

• Apply product compliance evidence standards and ensure launches maintain complete, audit-ready documentation.

• Review marketing claims and customer communications to ensure alignment with applicable content guidelines and regulatory expectations.

• Establish and oversee compliance monitoring for key processors and business partners, including obligation mapping, contract review input, monitoring, and escalation.

• Oversee partner due diligence and maintain accurate records of data-sharing arrangements.

• Coordinate audits, attestations, and inquiries involving card networks, payment processors, and other partners.

• Prepare compliance reports for leadership, covering program performance, KPIs, outstanding issues, and emerging risks.

• Identify opportunities to automate repetitive compliance activities and develop practical tools, including AI-assisted solutions, to improve efficiency.

Requirements:

• At least 6 years of experience in regulatory or product compliance within fintech, payments, payment service providers, banking, or other regulated financial services organizations.

• Hands-on experience building or developing a compliance program component from the ground up, such as policies, risk assessments, regulatory inventories, or issue management frameworks.

• Working knowledge of payments regulations and card network rules.

• Experience with at least one of the following regulatory areas:

  • United States: Money movement and payments regulations, including NACHA/ACH, Regulation E, or UDAAP.

  • Canada: Payments and financial crime requirements, including RPAA, FINTRAC, or PIPEDA.

• Experience working directly with Product and Engineering teams to review features and assess compliance requirements before launch.

• Strong written communication skills, with the ability to translate complex regulatory requirements into clear, actionable instructions that technical teams can implement.

• Ability to navigate ambiguity, manage changing priorities, and work effectively in a fast-moving, cross-functional environment.

• Strong analytical, organizational, and problem-solving skills.

Preferred qualifications:

• Experience working with both United States and Canadian regulatory frameworks.

• Privacy compliance experience involving PIPEDA, Quebec Law 25, or CCPA.

• Familiarity with PCI DSS, SOX, or HIPAA controls.

• Background in payroll, taxation, or small-business financial technology.

• Experience overseeing partners or payment processors, managing network attestations, or supporting regulatory examinations.

• Previous people leadership, team mentoring, or coaching experience.

• Relevant professional credentials or training, such as CRCM, CAMS, or CAMLO.

Benefits:

• Annual salary range of CAD $84,000–$126,000.

• Fully remote work arrangement within Canada.

• Inclusive and accessible recruitment process, with accommodations available upon request.

• Opportunity to work closely with senior compliance leadership and influence the development of a growing compliance program.

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