Compliance Officer - Canada

Whish; Montreal; On-site; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Group health and insurance benefits

Competitive compensation

Ownership of compliance function

Job summary

Whish Money Canada is seeking an experienced Compliance Officer to lead the day-to-day AML/ATF compliance function in Montréal. The role requires hands-on Canadian compliance experience and strong FINTRAC knowledge.

You will manage the program, conduct transaction monitoring, and prepare regulatory reports. Ideal candidates have CAMS certification and 5–7 years of experience in Canadian AML/compliance, with excellent analytical and communication skills.

Qualifications

• 5–7 years of Canadian AML/compliance experience
• CAMS certification required
• Strong knowledge of FINTRAC and PCMLTFA requirements
• Hands-on experience in transaction monitoring and regulatory reporting
• Excellent analytical, investigative and communication skills
• Legally authorized to work in Canada

Responsibilities

• Manage and maintain the Canadian AML/ATF compliance program
• Perform transaction monitoring, investigations and escalations
• Prepare and submit FINTRAC regulatory reports (STRs, LCTRs, EFTRs)
• Manage KYC/CDD, PEP/HIO and sanctions screening
• Review and update AML policies, procedures and risk assessments
• Maintain required compliance records and documentation
• Support FINTRAC examinations, audits and effectiveness reviews
• Monitor Canadian regulatory developments and requirements

Skills

AML/compliance experience

FINTRAC knowledge

Transaction monitoring

Regulatory reporting

Analytical skills

Communication skills

Education

CAMS certification

Tools

AML systems

KYC/AML tools

Regulatory reporting systems

MS Office

Job description

This position is open to candidates currently residing in Canada

Seniority Level: Mid - Senior

About the Position: Whish Money Canada is looking for an experienced Compliance Officer to join our team in Montréal and manage the day-to‑day AML/ATF compliance function. The role requires strong hands‑on Canadian compliance experience and knowledge of FINTRAC requirements.

Key Tasks:

• Manage and maintain the Canadian AML/ATF compliance program
• Perform transaction monitoring, investigations and escalations
• Prepare and submit FINTRAC regulatory reports, including STRs, LCTRs and EFTRs
• Manage KYC/CDD, PEP/HIO and sanctions screening and ongoing monitoring
• Review and update AML policies, procedures and risk assessments
• Maintain required compliance records and documentation
• Support FINTRAC examinations, audits and effectiveness reviews
• Monitor Canadian regulatory developments and requirements

Requirements:

• 5–7 years of Canadian AML/compliance experience
• CAMS certification
• Strong knowledge of FINTRAC and PCMLTFA requirements
• Hands‑on experience in transaction monitoring and regulatory reporting
• Excellent analytical, investigative and communication skills
• Legally authorized to work in Canada

Nice to Have:

• Experience within an MSB, remittance, payments, fintech or financial institution
• Experience supporting FINTRAC examinations or effectiveness reviews

Technical Skills:

• Experience with transaction monitoring and KYC/AML systems
• Familiarity with sanctions and PEP screening tools
• Experience with compliance case management and regulatory reporting systems
• Good knowledge of Microsoft Office applications

What We Offer:

• Opportunity to take ownership of the Canadian compliance function
• Professional growth within an international payments and remittance business
• Competitive compensation package
• Group health and insurance benefits
• Collaborative and dynamic work environment