Junior Analyst, Underwriting (Co-op)

Kv Capital Inc.; Edmonton; On-site; CAD 35,000 - 55,000; Full time

Job summary

An established industry player is seeking a motivated Co-op student to join their Investment Management Team as a Junior Analyst. This exciting opportunity involves analyzing commercial mortgage loan applications and assessing real estate projects. The ideal candidate will possess strong financial acumen, analytical skills, and a keen attention to detail. This role offers a chance to work in a dynamic environment, contributing to a team that manages a robust portfolio of real estate investments. If you're eager to learn and grow in the finance sector, this position is perfect for you!

Qualifications

• Currently enrolled in a relevant Co-op or Internship program.
• Strong analytical skills with a focus on financial assessments.

Responsibilities

• Assist in reviewing and assessing mortgage loan applications.
• Support risk assessment and due diligence procedures.
• Collaborate with business development and administration teams.

Skills

Financial Acumen

Analytical Skills

Communication

Attention to Detail

Organizational Skills

Microsoft Office Suite

Problem Solving

Real Estate Knowledge

Education

Enrolled in Co-op or Internship program

Completed 2nd or 3rd year in Accounting, Finance, or Business

Future aspirations of attaining CFA or CPA

Tools

Microsoft Excel

Job description

The successful Co-op student will play a pivotal role in supporting the Investment Management Team in analyzing and assessing various types of commercial mortgage loan applications, including land acquisition, construction, inventory loans, bridge financing and term financing.

At KV Capital, we have established ourselves as industry leaders in real estate debt and investment, driven by our unwavering commitment to excellence, trusted partnerships, and innovative solutions. Since our founding in 2006, we have expanded our business across three connected areas of service: real estate private equity, real estate lending, and private equity investments in real estate supply chain businesses. Managing a robust portfolio of +$1.8 billion in funded investments, accompanied by +$750 million in assets under management, our dedicated team of finance experts is driven by a shared goal to cultivate prosperity for our clients, investment partners, and communities. We have offices in Calgary and Edmonton, and we are expanding nationally to Vancouver and Toronto.

REAL ESTATE DEBT | INVESTMENT MANAGEMENT

As part of the Real Estate Debt division, KV Capital’s Investment Management team currently manages over $450 million in assets, comprised of private loans secured by commercial real estate across Canada. Since its inception, the Investment Management function has underwritten, funded and serviced over 450 commercial real estate loans to entrepreneurs, developers, and institutions. The cumulative value of these loans exceeds $1.4 billion in funds advanced. Our dedicated team, with several decades of combined experience, specializes in financing various real estate classes primarily focusing on providing financing for land and land servicing, construction, and acquisition and stabilization financing for multi-family, retail, industrial, office, hospitality, and mixed-use properties.

POSITION Junior Analyst, Underwriting (Co-op)

TERM 4 or 8 month Co-op term, commencing September 2025

LOCATION Edmonton, Alberta

YOUR OPPORTUNITY

The successful Co-op student will play a pivotal role in supporting the Investment Management Team in analyzing and assessing various types of commercial mortgage loan applications, including land acquisition, construction, inventory loans, bridge financing and term financing. Your ability to identify critical issues and inconsistencies in the applications, along with assessing the feasibility of real estate projects, will be critical in this role. As part of this role, the successful candidate will also help our Loan Administration team in managing day-to-day loan information updates, preparing transactional documentation, and other duties as needed. We seek a self-motivated, collaborative, and hard-working individual who shares our commitment to driving KV Capital’s growth initiative. Attention to detail and a desire for professional development in a dynamic work environment are expected.

YOUR KEY RESPONSIBILITIES

• Assist in or complete, as applicable, the timely review and feasibility assessments of project-based mortgage loan applications under an asset secured model.
• Support the identification, assessment, and quantification of moderate to complex risks on a project-by-project basis through: (i) Evaluating the valuation of real estate security; (ii) Conducting research on current market conditions and comparable transactions; (iii) Developing and executing efficient and comprehensive due diligence procedures; (iv) Preparing and maintaining working papers to support underwriting recommendations; and (v) Structuring financing terms, pricing risk, and recommending deal improvements.
• Initiate, coordinate and conduct continuous monitoring of projects over the financing term.
• Collaborate with in-house business development personnel, borrowers, and third-party brokers/clients to cultivate and sustain positive business relationships.
• Assist the Loan Administration team by providing ongoing mortgage administration services, which may include processing mortgage advances, renewals, payouts, and discharges.

EDUCATION REQUIREMENTS

• Must be currently enrolled in a Co-op or Internship program and have completed their 2nd or 3rd year in Accounting, Finance, Business, or a related discipline and will be returning to full time school immediately following the work term.
• Future aspirations of attaining a CFA or CPA.

REQUIRED SKILLS

• Exceptional financial acumen and an analytical skill set with the ability to problem solve effectively.
• Excellent verbal and written communication.
• Highly organized with an outstanding attention to detail.
• Demonstrated ability to work efficiently under pressure and meet tight deadlines.
• Capacity to manage multiple demands and prioritize workload effectively.
• Advanced skills in using the Microsoft Office Suite, with a demonstrated expertise in Excel.
• A willingness to embrace learning in a dynamic environment that encourages new ideas and embraces change.
• Personal interest, working knowledge, and/or experience in the real estate or commercial mortgage industry.
• Familiarity with local (Albertan and Canadian) economic conditions and indicators is considered an asset.

APPLY NOW!

Interested candidates are invited to submit their application via email to:

Please indicate “Junior Analyst, Underwriting, Co-op” in the subject line.

Applicants are required to include a resume, post-secondary transcripts, and cover letter in their application.

For more information on our company, please visit our website at www.kvcapital.ca.