Investigator, Personal Banking Investigations

RBC; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading company in the banking sector is looking for an AML Investigator to join their team. The successful candidate will conduct risk-based investigations related to anti-money laundering and will work with various internal partners. Candidates should possess strong AML knowledge, relevant experience, and a degree in a related field. The role offers opportunities for professional development and comes with a competitive compensation package.

Benefits

Comprehensive Total Rewards Program including bonuses and flexible benefits

World-class training program in financial services

Flexible work/life balance options

Opportunities to take on progressively greater accountabilities

Qualifications

• 1-2 years of relevant experience in AML investigations.
• Strong AML knowledge and understanding of predicate offences.
• Skilled in open-source research.

Responsibilities

• Plan and complete risk-based investigations into matters referred to the Unit.
• Maintain records of all investigative actions and decisions.
• Prepare reports in support of any action proposed based on investigations.

Skills

Anti-Money Laundering (AML)

Communication

Data Gathering Analysis

Detail-Oriented

Financial Regulation

Fraud Risk Management

Group Problem Solving

Internal Controls

Operational Integrity

Process Management

Education

Post-Secondary degree in relevant field (business, criminology, law)

Job description

Job Summary

Job Description

What is the opportunity?

This role will work as an integral member of the AML FIU Investigations team. Plan, conduct, and complete risk-based investigations into matters referred to the Unit, through the gathering, analysis, and evaluation of relevant information in order to determine whether reasonable grounds to suspect (RGS) exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority for the purpose of complying with legislative/regulatory requirements.

What will you do?

• Plan, conduct and complete risk-based investigations into relevant matters referred to the Unit in line with approved processes, including but not limited to those originating from:
• Incidents generated by the Insights and Analytics team from an analysis of the results of transaction monitoring, media scans and matches from name scanning against relevant PEP, Economic Sanctions and Terrorism Lists
• Incidents generated by (UTR) Unusual Transaction Reporting via internal partners
• Referrals from internal partners and other business Units (via mail box)
• Maintain accurate, comprehensive, and timely records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Gather information/intelligence from all available sources, in order to determine whether reasonable grounds to suspect money laundering, financing of terrorism or other criminal activities exists, to justify making a report to the relevant Regulatory Authority for the purpose of complying with legislative/regulatory requirements, and mitigating risk to RBC in line with established organisational policy
• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations
• Work with the Global AML FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy
• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Collective Ambition, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published Policy / Guidance documents and protocols
  
  

What do you need to succeed?

Preferred To Have

• 1-2 years of relevant experience
• Knowledge of banking systems and processes
• Strong AML knowledge
• Strong knowledge of relevant predicate offences
• Skilled in open-source research
  
  

Nice to have

• Post-Secondary degree in relevant field of study (i.e. business, criminology, law)
• Certified Anti-Money Laundering Specialist (CAMS) designation (or able to attain within 6 months)
  
  

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options
• Opportunities to do challenging work
• Opportunities to take on progressively greater accountabilities
  
  

Job Skills

Anti-Money Laundering (AML), Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Additional Job Details

Address:

20 KING ST W:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-05-28

Application Deadline:

2025-06-12

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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