Intraday Liquidity Manager

Bank of Montreal; Toronto; On-site; CAD 80,000 - 175,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Retirement savings plans

Discretionary bonuses

Performance-based incentives

Commission structure

Accident and life insurance

Job summary

Bank of Montreal is seeking an experienced professional to join Corporate Treasury as an Intraday Liquidity Manager. You will help lead the enterprise intraday liquidity framework, coordinating funding, collateral, and risk-management across global activities.

The role requires strong analytics, forecasting, and collaboration with business lines to mitigate liquidity risk and optimize operations with automation and AI capabilities. This is a full-time position in Canada.

Qualifications

• 5+ years of relevant experience in liquidity risk management.
• Degree or equivalent in finance, accounting, or related field.
• Strong analytical and data interpretation skills.
• Experience with liquidity forecasting and regulatory reporting.
• Ability to collaborate with multiple stakeholders and translate analysis into actions.

Responsibilities

• Lead development and implementation of intraday liquidity risk management processes.
• Forecast and analyze liquidity positions and reporting.
• Collaborate with lines of business to optimize funding and collateral.
• Support automation, analytics, and AI-enabled capabilities.
• Provide guidance on risk appetite and indicators.

Skills

Intraday liquidity

Liquidity forecasting

Analytics

Stakeholder management

Communication

Automation/AI in finance

Education

Post-secondary degree in related field

Tools

Automation tools

AI tools

Treasury systems

Job description

Application Deadline: 10/08/2026 Address: 100 King Street West Job Family Group: Finance & Accounting

The Intraday Liquidity Management function, within Corporate Treasury, oversees liquidity risk arising from the Bank's global payment and settlement activities. As a member of the Intraday Liquidity team, you will help lead the development, management, and execution of the Bank's enterprise-wide intraday liquidity framework, including related funding and collateral considerations. You will provide expertise in measuring, analyzing, and managing regulatory and internal liquidity risks arising from business activities. Through regular engagement with lines of business, you will develop a strong understanding of business strategies, products, markets, payment flows, and regulatory requirements across retail, commercial, and trading activities. The role combines intraday liquidity risk management, forecasting, monitoring, analytics, reporting, business engagement, and operating-model development. You will provide recommendations on risk mitigation and optimization opportunities and help advance the Bank's intraday liquidity capabilities as processes, data, and technology continue to mature. Leads the development and implementation of intraday liquidity risk management processes, analytical capabilities, and operating practices across Enterprise Corporate Treasury. Develops recommendations on intraday liquidity risk appetite, limits, thresholds, and early-warning indicators in collaboration with relevant first- and second-line stakeholders. Oversees daily and intraday monitoring of liquidity positions, payment and settlement activity, capacity utilization, and emerging risk indicators. Leads or oversees intraday liquidity forecasting, forecast-versus-actual analysis, variance assessment, and business follow-up on material drivers. Oversees forecast-versus-actual and source-to-output matching processes, reviews material exceptions, and coordinates investigation and remediation. Supports the development and ongoing enhancement of methodologies, models, assumptions, and analytical approaches. Identifies emerging trends, concentrations, and risk drivers and translates analysis into actionable recommendations for management. Partners with lines of business to understand activity that drives intraday liquidity risk and advises on risk mitigation, operating changes, new products, and optimization opportunities. Oversees recurring and ad hoc management information, including liquidity forecasts, payment-flow analysis, intraday positions, risk metrics, and committee reporting. Supports regulatory and internal requirements, control execution, issue remediation, and responses to audit and second-line inquiries. Partners with Treasury, Finance, Operations, Risk, Technology, and other stakeholders to implement strategic intraday liquidity initiatives. Provides subject-matter expertise and guidance on complex or non-routine intraday liquidity issues and supports material event response and escalation. Identifies opportunities to use approved automation, analytics, and AI capabilities to improve monitoring, forecasting, reporting, exception management, and risk identification. Provides guidance and analytical direction to other team members as appropriate. Performs other related duties as needed.

Qualifications

5+ years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience. Strong knowledge of liquidity, funding, collateral, treasury, payments, or related risk-management disciplines. Strong analytical and problem-solving capabilities, including the ability to interpret large and complex data sets. Strong verbal and written communication skills. Strong stakeholder-management, collaboration, and influencing skills. Ability to exercise sound judgment and develop data-driven recommendations. Experience with liquidity forecasting, payments, risk analytics, regulatory reporting, or treasury data is preferred. Working knowledge of automation and AI tools and their practical application in financial analysis and risk management.

Salary

Salary: $80,000.00 - $175,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. BMO Financial Group’s total compensation package will vary based on pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

Benefits

• performance-based incentives
• discretionary bonuses
• other perks and rewards
• commission structure
• health insurance
• tuition reimbursement
• accident and life insurance
• retirement savings plans

To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we're focused on building, investing and transforming how we work to drive performance and continue growing the good.