Intraday Liquidity Analyst

Socket.dev; Toronto; On-site; CAD 65,000 - 140,000; Full time

Benefits offered by this job

Health insurance

Retirement savings plans

Tuition reimbursement

Accident and life insurance

Job summary

BMO Financial Group is seeking an Intraday Liquidity Analyst within Corporate Treasury in Canada. You will monitor and forecast intraday liquidity, analyze data, and support risk analytics across global payment and settlement activity.

In this role you will collaborate with Treasury, Finance, Operations, Risk and Technology to improve reporting, controls, and automation, including AI-enabled tooling.

Qualifications

• 1–3 years of relevant experience or equivalent education.
• Knowledge of treasury, liquidity, payments, financial markets, or risk management.

Responsibilities

• Perform daily and intraday monitoring of liquidity positions and activity.
• Produce recurring intraday liquidity reports, dashboards, and management information.
• Prepare forecast inputs and support forecast production and variance tracking.
• Compile and analyze data from multiple sources to support reporting and risk analysis.
• Support regulatory reporting and external audit requests.

Skills

Liquidity risk

Data analysis

Forecasting

Communication

Cross-functional collaboration

Education

Bachelor's degree in finance or related

Tools

Excel

SQL

Power BI

Job description

Application Deadline:

10/08/2026

Address:

100 King Street West

Job Family Group:

Finance & Accounting

The Intraday Liquidity Management function, within Corporate Treasury, oversees liquidity risk arising from the Bank’s global payment and settlement activities. The team strengthens intraday liquidity capabilities, optimizes liquidity usage, and operates within the first line of defense to identify, monitor, and manage intraday liquidity risk. The role requires effective collaboration and communication with lines of business and other internal and external partners across global time zones.

As a member of the Intraday Liquidity team, you will support the execution and continued development of the Bank’s enterprise-wide intraday liquidity framework, including related funding and collateral considerations. You will perform recurring monitoring, forecasting, reporting, data analysis, and analytical support used to identify and manage liquidity risks arising from business activity.

The role provides exposure across intraday liquidity monitoring, forecasting, stress testing, risk analytics, reporting, controls, and business engagement. You will work closely with more experienced team members and stakeholders across Treasury, Finance, Operations, Risk, and Technology to investigate exceptions, understand risk drivers, and support the continued development of the Bank’s intraday liquidity capabilities.

• Performs daily and intraday monitoring of liquidity positions, payment and settlement activity, capacity utilization, thresholds, and early-warning indicators.
• Produces recurring intraday liquidity reports, analytical outputs, dashboards, and supporting management information.
• Prepares forecast inputs and supports forecast production, forecast-versus-actual matching, variance tracking, exception review, and recurring driver analysis.
• Compiles, reviews, and analyzes data from multiple sources to support monitoring, forecasting, reporting, and risk analysis.
• Supports stress testing, threshold and EWI analysis, buffer analysis, behavioral analysis, and other methodology activities.
• Supports investigation of unusual payment flows, position movements, data-quality issues, and other exceptions, escalating material items as appropriate.
• Analyzes business activity, products, payment flows, and operational changes to help assess their impact on intraday liquidity.
• Supports line-of-business engagement by preparing analysis, gathering inputs, tracking follow-up items, and helping explain liquidity and forecast drivers.
• Supports regulatory reporting, committee materials, control evidence, issue tracking, and responses to audit and second-line requests.
• Supports the implementation and ongoing enhancement of intraday liquidity processes, reporting capabilities, and analytical tools.
• Identifies opportunities to improve data quality, reporting, controls, and recurring processes through approved automation, analytics, and AI tools.

Qualifications

• 1–3 years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience.
• Knowledge of or experience in treasury, liquidity, payments, financial markets, finance, operations, data analytics, or related risk-management disciplines.
• Strong analytical and problem-solving skills.
• Ability to work with large data sets and identify trends, exceptions, and drivers.
• Strong verbal and written communication skills.
• Strong collaboration and teamwork skills.
• Ability to manage recurring deliverables while responding to time-sensitive issues.
• Experience with financial analysis, forecasting, reporting, data analytics, or treasury processes is preferred.
• Working knowledge of automation and AI tools and their practical application.

Salary

$65,000.00 - $140,000.00

Pay Type

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.