Intraday Liquidity Analyst | Forecasting & Risk Analytics

BMO; Toronto; On-site; CAD 65,000 - 140,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Financial Group in Toronto is seeking an Intraday Liquidity Analyst to help manage intraday liquidity risk across global payment and settlement activities. You will monitor liquidity positions, produce reports, and support forecasting and driver analyses with stakeholders across Treasury, Finance, and Risk.

The role offers exposure to stress testing, regulatory reporting, and process automation while collaborating with multiple time zones.

Qualifications

• 1–3 years of relevant experience and a post-secondary degree in a related field.
• Knowledge of treasury, liquidity, payments, financial markets, finance, operations, data analytics, or related risk‑management disciplines.
• Strong analytical and problem‑solving skills.
• Ability to work with large data sets and identify trends, exceptions, and drivers.
• Strong verbal and written communication skills.
• Strong collaboration and teamwork skills.
• Ability to manage recurring deliverables while responding to time‑sensitive issues.
• Experience with financial analysis, forecasting, reporting, data analytics, or treasury processes is preferred.
• Working knowledge of automation and AI tools and their practical application.

Responsibilities

• Performs daily and intraday monitoring of liquidity positions, payment and settlement activity, capacity utilization, thresholds, and early-warning indicators.
• Produces recurring intraday liquidity reports, analytical outputs, dashboards, and supporting management information.
• Prepares forecast inputs and supports forecast production, forecast-versus-actual matching, variance tracking, exception review, and recurring driver analysis.
• Compiles, reviews, and analyzes data from multiple sources to support monitoring, forecasting, reporting, and risk analysis.
• Supports stress testing, threshold and EWI analysis, buffer analysis, behavioral analysis, and other methodology activities.
• Supports investigation of unusual payment flows, position movements, data-quality issues, and other exceptions, escalating material items as appropriate.
• Analyzes business activity, products, payment flows, and operational changes to help assess their impact on intraday liquidity.
• Supports line-of-business engagement by preparing analysis, gathering inputs, tracking follow-up items, and helping explain liquidity and forecast drivers.
• Supports regulatory reporting, committee materials, control evidence, issue tracking, and responses to audit and second-line requests.
• Supports the implementation and ongoing enhancement of intraday liquidity processes, reporting capabilities, and analytical tools.
• Identifies opportunities to improve data quality, reporting, controls, and recurring processes through approved automation, analytics, and AI tools.

Skills

Analytical skills

Data analysis

Communication

Collaboration

Time management

Treasury processes

Automation/AI tools

Education

Post-secondary degree in related field

Job description

BMO Financial Group in Toronto is seeking an Intraday Liquidity Analyst to help manage intraday liquidity risk across global payment and settlement activities. You will monitor liquidity positions, produce reports, and support forecasting and driver analyses with stakeholders across Treasury, Finance, and Risk.

The role offers exposure to stress testing, regulatory reporting, and process automation while collaborating with multiple time zones.